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Retirement planning confidence of private sector employees in Kuantan, Pahang / Adibah Athirah A.Razak

Malaysia is one of the developing country which also can stands together with other developed country in this world. However, it is quite disappointing when according to Employment Provident Fund (EPF), there were only 22 percent from 6.7 million active contributors have enough funds to retire. More...

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Main Author: A.Razak, Adibah Athirah
Format: Student Project
Language:English
Published: 2017
Subjects:
Retirement. Retirement industry. Retirees
Online Access:https://ir.uitm.edu.my/id/eprint/92398/1/92398.pdf
https://ir.uitm.edu.my/id/eprint/92398/
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spelling my.uitm.ir.923982024-03-14T06:55:31Z https://ir.uitm.edu.my/id/eprint/92398/ Retirement planning confidence of private sector employees in Kuantan, Pahang / Adibah Athirah A.Razak A.Razak, Adibah Athirah Retirement. Retirement industry. Retirees Malaysia is one of the developing country which also can stands together with other developed country in this world. However, it is quite disappointing when according to Employment Provident Fund (EPF), there were only 22 percent from 6.7 million active contributors have enough funds to retire. Moreover, it is also stated that one of the cause of this situation happens is because of Malaysia's low salary structure. This can be strengthen by 89 percent of the working population earns below than RM 5,000. This is a serious problem to be catered and everyone must do something in order to secure their retirement life. According to previous research conducted, it is proven that private sector employees were confident pertaining to retirement planning as they are financial literate, have clear goals and their positive attitude towards retirement. Thus, this study was conducted to discover whether private sector employees in Kuantan, Pahang are confident about their retirement planning. This study had been using retirement planning confidence of private sector employees as dependent variable, while for independent variables are financial literacy, goal clarity and attitude towards retirement. The results from this study shows that all independent variables are accepted which are the p value is below than 0.05. Hence, all independent variables in this study which are financial literacy, goal clarity and attitude towards retirement are significant and can be conclude that private sector employees in Kuantan, Pahang are confident regarding their retirement planning. 2017 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/92398/1/92398.pdf Retirement planning confidence of private sector employees in Kuantan, Pahang / Adibah Athirah A.Razak. (2017) [Student Project] (Unpublished)
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Retirement. Retirement industry. Retirees
spellingShingle Retirement. Retirement industry. Retirees
A.Razak, Adibah Athirah
Retirement planning confidence of private sector employees in Kuantan, Pahang / Adibah Athirah A.Razak
description Malaysia is one of the developing country which also can stands together with other developed country in this world. However, it is quite disappointing when according to Employment Provident Fund (EPF), there were only 22 percent from 6.7 million active contributors have enough funds to retire. Moreover, it is also stated that one of the cause of this situation happens is because of Malaysia's low salary structure. This can be strengthen by 89 percent of the working population earns below than RM 5,000. This is a serious problem to be catered and everyone must do something in order to secure their retirement life. According to previous research conducted, it is proven that private sector employees were confident pertaining to retirement planning as they are financial literate, have clear goals and their positive attitude towards retirement. Thus, this study was conducted to discover whether private sector employees in Kuantan, Pahang are confident about their retirement planning. This study had been using retirement planning confidence of private sector employees as dependent variable, while for independent variables are financial literacy, goal clarity and attitude towards retirement. The results from this study shows that all independent variables are accepted which are the p value is below than 0.05. Hence, all independent variables in this study which are financial literacy, goal clarity and attitude towards retirement are significant and can be conclude that private sector employees in Kuantan, Pahang are confident regarding their retirement planning.
format Student Project
author A.Razak, Adibah Athirah
author_facet A.Razak, Adibah Athirah
author_sort A.Razak, Adibah Athirah
title Retirement planning confidence of private sector employees in Kuantan, Pahang / Adibah Athirah A.Razak
title_short Retirement planning confidence of private sector employees in Kuantan, Pahang / Adibah Athirah A.Razak
title_full Retirement planning confidence of private sector employees in Kuantan, Pahang / Adibah Athirah A.Razak
title_fullStr Retirement planning confidence of private sector employees in Kuantan, Pahang / Adibah Athirah A.Razak
title_full_unstemmed Retirement planning confidence of private sector employees in Kuantan, Pahang / Adibah Athirah A.Razak
title_sort retirement planning confidence of private sector employees in kuantan, pahang / adibah athirah a.razak
publishDate 2017
url https://ir.uitm.edu.my/id/eprint/92398/1/92398.pdf
https://ir.uitm.edu.my/id/eprint/92398/
_version_ 1794641482545627136
score 13.211869

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