Exploring the factors influencing credit card spending behaviour among teachers at SMK Pendeta Za'ba Seremban / Norfatihah Kamarul Ariffin

Credit card becomes famously which is convenient form of payment and accepted everywhere. Its usage has become increasing recently. The most obvious one is that user can defer payment made. Besides, usage of credit among consumer is often irresponsible. They tend to overspend more than their afforda...

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Main Author: Kamarul Ariffin, Norfatihah
Format: Student Project
Language:English
Published: 2017
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/90902/1/90902.pdf
https://ir.uitm.edu.my/id/eprint/90902/
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spelling my.uitm.ir.909022024-03-03T23:23:15Z https://ir.uitm.edu.my/id/eprint/90902/ Exploring the factors influencing credit card spending behaviour among teachers at SMK Pendeta Za'ba Seremban / Norfatihah Kamarul Ariffin Kamarul Ariffin, Norfatihah Credit. Debt. Loans Credit card becomes famously which is convenient form of payment and accepted everywhere. Its usage has become increasing recently. The most obvious one is that user can defer payment made. Besides, usage of credit among consumer is often irresponsible. They tend to overspend more than their affordability. Therefore it is time to look this matter. The aim of study is to explore the factors influencing credit card spending behaviour among school teachers. Besides that the objective research study is to determine variable credit card spending behaviour and the independent variables are demographic, bank's policies, benefits given by bank, qualifications to apply for credit card, attitudes toward money, willingness to pay and awareness about total debt owed. The survey was carried out at SMK Pendeta Za'ba, Seremban and a total of 80 teachers participated in this study. 2017 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/90902/1/90902.pdf Exploring the factors influencing credit card spending behaviour among teachers at SMK Pendeta Za'ba Seremban / Norfatihah Kamarul Ariffin. (2017) [Student Project] (Unpublished)
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Credit. Debt. Loans
spellingShingle Credit. Debt. Loans
Kamarul Ariffin, Norfatihah
Exploring the factors influencing credit card spending behaviour among teachers at SMK Pendeta Za'ba Seremban / Norfatihah Kamarul Ariffin
description Credit card becomes famously which is convenient form of payment and accepted everywhere. Its usage has become increasing recently. The most obvious one is that user can defer payment made. Besides, usage of credit among consumer is often irresponsible. They tend to overspend more than their affordability. Therefore it is time to look this matter. The aim of study is to explore the factors influencing credit card spending behaviour among school teachers. Besides that the objective research study is to determine variable credit card spending behaviour and the independent variables are demographic, bank's policies, benefits given by bank, qualifications to apply for credit card, attitudes toward money, willingness to pay and awareness about total debt owed. The survey was carried out at SMK Pendeta Za'ba, Seremban and a total of 80 teachers participated in this study.
format Student Project
author Kamarul Ariffin, Norfatihah
author_facet Kamarul Ariffin, Norfatihah
author_sort Kamarul Ariffin, Norfatihah
title Exploring the factors influencing credit card spending behaviour among teachers at SMK Pendeta Za'ba Seremban / Norfatihah Kamarul Ariffin
title_short Exploring the factors influencing credit card spending behaviour among teachers at SMK Pendeta Za'ba Seremban / Norfatihah Kamarul Ariffin
title_full Exploring the factors influencing credit card spending behaviour among teachers at SMK Pendeta Za'ba Seremban / Norfatihah Kamarul Ariffin
title_fullStr Exploring the factors influencing credit card spending behaviour among teachers at SMK Pendeta Za'ba Seremban / Norfatihah Kamarul Ariffin
title_full_unstemmed Exploring the factors influencing credit card spending behaviour among teachers at SMK Pendeta Za'ba Seremban / Norfatihah Kamarul Ariffin
title_sort exploring the factors influencing credit card spending behaviour among teachers at smk pendeta za'ba seremban / norfatihah kamarul ariffin
publishDate 2017
url https://ir.uitm.edu.my/id/eprint/90902/1/90902.pdf
https://ir.uitm.edu.my/id/eprint/90902/
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score 13.211869