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The determinants of bank efficiency in Malaysia: conventional vs Islamic / Nurul Nabila Amran

This study explores the area of bank efficiency where efficiency has been constantly said to be the leading cause of bank failure. Sometimes bank are not performing well and not efficient in their performance due to some reasons such as non-performing loan, size of the bank as well as poor managemen...

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Main Author: Amran, Nurul Nabila
Format: Student Project
Language:English
Published: 2016
Subjects:
General works. Financial institutions
Finance, Islamic
Online Access:https://ir.uitm.edu.my/id/eprint/80538/1/80538.pdf
https://ir.uitm.edu.my/id/eprint/80538/
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spelling my.uitm.ir.805382023-07-27T07:23:41Z https://ir.uitm.edu.my/id/eprint/80538/ The determinants of bank efficiency in Malaysia: conventional vs Islamic / Nurul Nabila Amran Amran, Nurul Nabila General works. Financial institutions Finance, Islamic This study explores the area of bank efficiency where efficiency has been constantly said to be the leading cause of bank failure. Sometimes bank are not performing well and not efficient in their performance due to some reasons such as non-performing loan, size of the bank as well as poor management. By referring to Berg, Forsund, and Jansen (1992), when non-performing loan exist in business of the bank, it will lead to bank inefficiency. Another reason that may lead to inefficient of bank is size of the bank itself. As refer to El Moussawi and Obeid (2011), some large banks are inefficiency is probably resulted from an inadequate size measure even though they have attained their optimal size. Another reason is poor management. Kwan and Eisenbeis (1994), Hughes and Moon (1995) and Resti (1995) found that banks with poor senior management may have problems in monitoring both their costs and their loan customers. The objective of this paper is to identify the determinants affecting conventional and Islamic banks' efficiency in Malaysia. As for the dependent variable, this study used bank efficiency to indicate outcome of the change brought in the independent variables. Meanwhile, the independent variables that affect the bank efficiency are bank size, liquidity and operational cost. The data is selected from five conventional banks and three Islamic banks. The period begins from 2006 until 2015 on yearly bases, pooled for 10 years. The data can be obtained from Bank Scope, Data Stream and Annual Report. 2016 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/80538/1/80538.pdf The determinants of bank efficiency in Malaysia: conventional vs Islamic / Nurul Nabila Amran. (2016) [Student Project] (Submitted)
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic General works. Financial institutions
Finance, Islamic
spellingShingle General works. Financial institutions
Finance, Islamic
Amran, Nurul Nabila
The determinants of bank efficiency in Malaysia: conventional vs Islamic / Nurul Nabila Amran
description This study explores the area of bank efficiency where efficiency has been constantly said to be the leading cause of bank failure. Sometimes bank are not performing well and not efficient in their performance due to some reasons such as non-performing loan, size of the bank as well as poor management. By referring to Berg, Forsund, and Jansen (1992), when non-performing loan exist in business of the bank, it will lead to bank inefficiency. Another reason that may lead to inefficient of bank is size of the bank itself. As refer to El Moussawi and Obeid (2011), some large banks are inefficiency is probably resulted from an inadequate size measure even though they have attained their optimal size. Another reason is poor management. Kwan and Eisenbeis (1994), Hughes and Moon (1995) and Resti (1995) found that banks with poor senior management may have problems in monitoring both their costs and their loan customers. The objective of this paper is to identify the determinants affecting conventional and Islamic banks' efficiency in Malaysia. As for the dependent variable, this study used bank efficiency to indicate outcome of the change brought in the independent variables. Meanwhile, the independent variables that affect the bank efficiency are bank size, liquidity and operational cost. The data is selected from five conventional banks and three Islamic banks. The period begins from 2006 until 2015 on yearly bases, pooled for 10 years. The data can be obtained from Bank Scope, Data Stream and Annual Report.
format Student Project
author Amran, Nurul Nabila
author_facet Amran, Nurul Nabila
author_sort Amran, Nurul Nabila
title The determinants of bank efficiency in Malaysia: conventional vs Islamic / Nurul Nabila Amran
title_short The determinants of bank efficiency in Malaysia: conventional vs Islamic / Nurul Nabila Amran
title_full The determinants of bank efficiency in Malaysia: conventional vs Islamic / Nurul Nabila Amran
title_fullStr The determinants of bank efficiency in Malaysia: conventional vs Islamic / Nurul Nabila Amran
title_full_unstemmed The determinants of bank efficiency in Malaysia: conventional vs Islamic / Nurul Nabila Amran
title_sort determinants of bank efficiency in malaysia: conventional vs islamic / nurul nabila amran
publishDate 2016
url https://ir.uitm.edu.my/id/eprint/80538/1/80538.pdf
https://ir.uitm.edu.my/id/eprint/80538/
_version_ 1772815570552487936
score 13.211869

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