Staff View: The determinants of financial literacy among civil servant / Khairul Ridzuan Abd Jalil and Fatin Nadzira Mohd Khamdan

The determinants of financial literacy among civil servant / Khairul Ridzuan Abd Jalil and Fatin Nadzira Mohd Khamdan

According to OECD (2013), financial literacy can be defined as the merger of knowledge, attitude, behaviour, skill and awareness in the financial sector in order to achieve an individual's financial welfare and be able to come out with rational financial decisions. According to Aziz & Kassi...

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Main Authors:	Abd Jalil, Khairul Ridzuan, Mohd Khamdan, Fatin Nadzira
Format:	Student Project
Language:	English
Published:	2022
Subjects:	Statistical data Personal finance. Financial literacy Financial management. Business finance. Corporation finance
Online Access:	https://ir.uitm.edu.my/id/eprint/73668/1/73668.pdf https://ir.uitm.edu.my/id/eprint/73668/
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id	my.uitm.ir.73668
record_format	eprints
spelling	my.uitm.ir.736682023-02-13T07:10:39Z https://ir.uitm.edu.my/id/eprint/73668/ The determinants of financial literacy among civil servant / Khairul Ridzuan Abd Jalil and Fatin Nadzira Mohd Khamdan Abd Jalil, Khairul Ridzuan Mohd Khamdan, Fatin Nadzira Statistical data Personal finance. Financial literacy Financial management. Business finance. Corporation finance According to OECD (2013), financial literacy can be defined as the merger of knowledge, attitude, behaviour, skill and awareness in the financial sector in order to achieve an individual's financial welfare and be able to come out with rational financial decisions. According to Aziz & Kassim (2020), 1 in every 3 people in Malaysia has a low degree of confidence in their financial management skills and this statistic shows that Malaysians still have a low degree of financial literacy especially in terms of financial knowledge. This study used the Theory of Planned Behaviour as the indicator for the independent variables which are attitudes, subjective norms and perceived behavioural control as many studies on financial. The aim of this research is to determine the relationship between the attitudes towards money, subjective norms which focus on social pressure and perceived behavioural control towards predicting financial literacy among the civil servants. This study used multi-stage sampling techniques in collecting the survey data. The result of the study revealed four important findings in which there was a significant relationship between the attitude, subjective norms and perceived behavioural control on the financial literacy among the civil servants. The findings also showed that subjective norms were the most significant variables in determining the financial literacy among the civil servants. Therefore, this study has elaborated on the variables of theory of planned behaviour determined the financial literacy among the civil servants. 2022 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/73668/1/73668.pdf The determinants of financial literacy among civil servant / Khairul Ridzuan Abd Jalil and Fatin Nadzira Mohd Khamdan. (2022) [Student Project] (Unpublished)
institution	Universiti Teknologi Mara
building	Tun Abdul Razak Library
collection	Institutional Repository
continent	Asia
country	Malaysia
content_provider	Universiti Teknologi Mara
content_source	UiTM Institutional Repository
url_provider	http://ir.uitm.edu.my/
language	English
topic	Statistical data Personal finance. Financial literacy Financial management. Business finance. Corporation finance
spellingShingle	Statistical data Personal finance. Financial literacy Financial management. Business finance. Corporation finance Abd Jalil, Khairul Ridzuan Mohd Khamdan, Fatin Nadzira The determinants of financial literacy among civil servant / Khairul Ridzuan Abd Jalil and Fatin Nadzira Mohd Khamdan
description	According to OECD (2013), financial literacy can be defined as the merger of knowledge, attitude, behaviour, skill and awareness in the financial sector in order to achieve an individual's financial welfare and be able to come out with rational financial decisions. According to Aziz & Kassim (2020), 1 in every 3 people in Malaysia has a low degree of confidence in their financial management skills and this statistic shows that Malaysians still have a low degree of financial literacy especially in terms of financial knowledge. This study used the Theory of Planned Behaviour as the indicator for the independent variables which are attitudes, subjective norms and perceived behavioural control as many studies on financial. The aim of this research is to determine the relationship between the attitudes towards money, subjective norms which focus on social pressure and perceived behavioural control towards predicting financial literacy among the civil servants. This study used multi-stage sampling techniques in collecting the survey data. The result of the study revealed four important findings in which there was a significant relationship between the attitude, subjective norms and perceived behavioural control on the financial literacy among the civil servants. The findings also showed that subjective norms were the most significant variables in determining the financial literacy among the civil servants. Therefore, this study has elaborated on the variables of theory of planned behaviour determined the financial literacy among the civil servants.
format	Student Project
author	Abd Jalil, Khairul Ridzuan Mohd Khamdan, Fatin Nadzira
author_facet	Abd Jalil, Khairul Ridzuan Mohd Khamdan, Fatin Nadzira
author_sort	Abd Jalil, Khairul Ridzuan
title	The determinants of financial literacy among civil servant / Khairul Ridzuan Abd Jalil and Fatin Nadzira Mohd Khamdan
title_short	The determinants of financial literacy among civil servant / Khairul Ridzuan Abd Jalil and Fatin Nadzira Mohd Khamdan
title_full	The determinants of financial literacy among civil servant / Khairul Ridzuan Abd Jalil and Fatin Nadzira Mohd Khamdan
title_fullStr	The determinants of financial literacy among civil servant / Khairul Ridzuan Abd Jalil and Fatin Nadzira Mohd Khamdan
title_full_unstemmed	The determinants of financial literacy among civil servant / Khairul Ridzuan Abd Jalil and Fatin Nadzira Mohd Khamdan
title_sort	determinants of financial literacy among civil servant / khairul ridzuan abd jalil and fatin nadzira mohd khamdan
publishDate	2022
url	https://ir.uitm.edu.my/id/eprint/73668/1/73668.pdf https://ir.uitm.edu.my/id/eprint/73668/
_version_	1758581724466380800
score	13.211869

The determinants of financial literacy among civil servant / Khairul Ridzuan Abd Jalil and Fatin Nadzira Mohd Khamdan

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