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Factors that influence retirement savings behaviour among EPF members at private sector in Kuala Lumpur / Noor Haszlianni Mohd Sani

EPF is the government agency that responsible for the compulsory retirement savings of Malaysian private sector. Retirement is the last stage on the individual in their career without any fixed income during retirement. However, life expectancy of Malaysian has increased to 75 years old (The Malay...

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Main Author: Mohd Sani, Noor Haszlianni
Format: Student Project
Language:English
Published: 2018
Subjects:
Personal finance. Financial literacy
Retirement. Retirement industry. Retirees
Online Access:https://ir.uitm.edu.my/id/eprint/72888/1/72888.pdf
https://ir.uitm.edu.my/id/eprint/72888/
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spelling my.uitm.ir.728882023-03-15T02:03:28Z https://ir.uitm.edu.my/id/eprint/72888/ Factors that influence retirement savings behaviour among EPF members at private sector in Kuala Lumpur / Noor Haszlianni Mohd Sani Mohd Sani, Noor Haszlianni Personal finance. Financial literacy Retirement. Retirement industry. Retirees EPF is the government agency that responsible for the compulsory retirement savings of Malaysian private sector. Retirement is the last stage on the individual in their career without any fixed income during retirement. However, life expectancy of Malaysian has increased to 75 years old (The Malay Mail, 2016). According to The Star in an article "Saving Early for Retirement" (Loh, 2009), it has been reported that 70% of contributors who withdraw their entire EPF savings at age 55 deplete all their EPF savings in just three years post retirement. Between 2010 and 2030, the percentage of population of older people that age 80 are expected to be more than triple. Based on the Retirement Confidence Survey (Helman, Van Derhai & Copeland, 2007), only 66% of working citizen planned to save for their retirement but the amount would be insufficient. Therefore, saving behaviour will be the factor in order to sustain on the financial during retirement. This study would conduct to examine the relationship between the dependent variable and independent variables and to arise the question of the relationship between dependent and independent variables. The respondent on this research would be the EPF member at private sector in Kuala Lumpur by using the minimum 74 sample of questionnaire. The data will be analyse by using the SPSS 21 package. At the end of this research, it would be expected that independent variables might be influence the dependent variable. 2018 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/72888/1/72888.pdf Factors that influence retirement savings behaviour among EPF members at private sector in Kuala Lumpur / Noor Haszlianni Mohd Sani. (2018) [Student Project] (Submitted)
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Personal finance. Financial literacy
Retirement. Retirement industry. Retirees
spellingShingle Personal finance. Financial literacy
Retirement. Retirement industry. Retirees
Mohd Sani, Noor Haszlianni
Factors that influence retirement savings behaviour among EPF members at private sector in Kuala Lumpur / Noor Haszlianni Mohd Sani
description EPF is the government agency that responsible for the compulsory retirement savings of Malaysian private sector. Retirement is the last stage on the individual in their career without any fixed income during retirement. However, life expectancy of Malaysian has increased to 75 years old (The Malay Mail, 2016). According to The Star in an article "Saving Early for Retirement" (Loh, 2009), it has been reported that 70% of contributors who withdraw their entire EPF savings at age 55 deplete all their EPF savings in just three years post retirement. Between 2010 and 2030, the percentage of population of older people that age 80 are expected to be more than triple. Based on the Retirement Confidence Survey (Helman, Van Derhai & Copeland, 2007), only 66% of working citizen planned to save for their retirement but the amount would be insufficient. Therefore, saving behaviour will be the factor in order to sustain on the financial during retirement. This study would conduct to examine the relationship between the dependent variable and independent variables and to arise the question of the relationship between dependent and independent variables. The respondent on this research would be the EPF member at private sector in Kuala Lumpur by using the minimum 74 sample of questionnaire. The data will be analyse by using the SPSS 21 package. At the end of this research, it would be expected that independent variables might be influence the dependent variable.
format Student Project
author Mohd Sani, Noor Haszlianni
author_facet Mohd Sani, Noor Haszlianni
author_sort Mohd Sani, Noor Haszlianni
title Factors that influence retirement savings behaviour among EPF members at private sector in Kuala Lumpur / Noor Haszlianni Mohd Sani
title_short Factors that influence retirement savings behaviour among EPF members at private sector in Kuala Lumpur / Noor Haszlianni Mohd Sani
title_full Factors that influence retirement savings behaviour among EPF members at private sector in Kuala Lumpur / Noor Haszlianni Mohd Sani
title_fullStr Factors that influence retirement savings behaviour among EPF members at private sector in Kuala Lumpur / Noor Haszlianni Mohd Sani
title_full_unstemmed Factors that influence retirement savings behaviour among EPF members at private sector in Kuala Lumpur / Noor Haszlianni Mohd Sani
title_sort factors that influence retirement savings behaviour among epf members at private sector in kuala lumpur / noor haszlianni mohd sani
publishDate 2018
url https://ir.uitm.edu.my/id/eprint/72888/1/72888.pdf
https://ir.uitm.edu.my/id/eprint/72888/
_version_ 1761622325553266688
score 13.211869

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