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Determinant of loan loss provision in Malaysia conventional bank / Noradilah Samsudin

A loan loss provision is charge to bank profit and loss statement that creates a reserve on their balance sheets. The research problem of this study is to explore the main factor driving the changes in amount of loan loss provision in Malaysian Conventional Bank. The hypotheses testing employed regr...

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Main Author: Samsudin, Noradilah
Format: Student Project
Language:English
Published: 2013
Subjects:
Credit. Debt. Loans
Commercial credit. Commercial loans. Credit management
Online Access:https://ir.uitm.edu.my/id/eprint/70935/1/70935.pdf
https://ir.uitm.edu.my/id/eprint/70935/
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spelling my.uitm.ir.709352023-08-01T02:49:40Z https://ir.uitm.edu.my/id/eprint/70935/ Determinant of loan loss provision in Malaysia conventional bank / Noradilah Samsudin Samsudin, Noradilah Credit. Debt. Loans Commercial credit. Commercial loans. Credit management A loan loss provision is charge to bank profit and loss statement that creates a reserve on their balance sheets. The research problem of this study is to explore the main factor driving the changes in amount of loan loss provision in Malaysian Conventional Bank. The hypotheses testing employed regression with Panel Data Ordinary Least Square for four independent variables which is return on average assets (ROA), earning before tax and provisions (EBTP), non performing loans (NPL) and Gross Domestic Product GDP). This research will collect the data from chosen conventional bank in Malaysia that provides the complete data for this study over the period 1st quarter 2004 until 2nd quarter 2012. The result show there is positive relationship between Loan Loss Provision with Non Performing Loan, Return on Asset and Gross Domestic Product. Managers of Conventional banks can now comprehend better the factors that influence the changes in amount of loan loss provision. The findings of this study should be value to Malaysian Conventional Bank in terms of better manage their reserve to avoid from loss for their futures and smooth their earning to attract customer. 2013 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/70935/1/70935.pdf Determinant of loan loss provision in Malaysia conventional bank / Noradilah Samsudin. (2013) [Student Project] (Unpublished)
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Credit. Debt. Loans
Commercial credit. Commercial loans. Credit management
spellingShingle Credit. Debt. Loans
Commercial credit. Commercial loans. Credit management
Samsudin, Noradilah
Determinant of loan loss provision in Malaysia conventional bank / Noradilah Samsudin
description A loan loss provision is charge to bank profit and loss statement that creates a reserve on their balance sheets. The research problem of this study is to explore the main factor driving the changes in amount of loan loss provision in Malaysian Conventional Bank. The hypotheses testing employed regression with Panel Data Ordinary Least Square for four independent variables which is return on average assets (ROA), earning before tax and provisions (EBTP), non performing loans (NPL) and Gross Domestic Product GDP). This research will collect the data from chosen conventional bank in Malaysia that provides the complete data for this study over the period 1st quarter 2004 until 2nd quarter 2012. The result show there is positive relationship between Loan Loss Provision with Non Performing Loan, Return on Asset and Gross Domestic Product. Managers of Conventional banks can now comprehend better the factors that influence the changes in amount of loan loss provision. The findings of this study should be value to Malaysian Conventional Bank in terms of better manage their reserve to avoid from loss for their futures and smooth their earning to attract customer.
format Student Project
author Samsudin, Noradilah
author_facet Samsudin, Noradilah
author_sort Samsudin, Noradilah
title Determinant of loan loss provision in Malaysia conventional bank / Noradilah Samsudin
title_short Determinant of loan loss provision in Malaysia conventional bank / Noradilah Samsudin
title_full Determinant of loan loss provision in Malaysia conventional bank / Noradilah Samsudin
title_fullStr Determinant of loan loss provision in Malaysia conventional bank / Noradilah Samsudin
title_full_unstemmed Determinant of loan loss provision in Malaysia conventional bank / Noradilah Samsudin
title_sort determinant of loan loss provision in malaysia conventional bank / noradilah samsudin
publishDate 2013
url https://ir.uitm.edu.my/id/eprint/70935/1/70935.pdf
https://ir.uitm.edu.my/id/eprint/70935/
_version_ 1773547254825615360
score 13.211869

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