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Banking financial accessibility among traditional market traders in Brastagi City / Nisrul Irawati and Friska Sipayung

Traditional market always considered as a part of small marginalized community although they play an important role to develop economic of a developing country. As Business development will possible develop if the business gains an easy access for the source of fund. Source of fund play an important...

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Main Authors: Irawati, Nisrul, Sipayung, Friska
Format: Article
Language:English
Published: 2017
Subjects:
Banking
General works. Financial institutions
Commercial credit. Commercial loans. Credit management
Online Access:https://ir.uitm.edu.my/id/eprint/61397/1/61397.pdf
https://ir.uitm.edu.my/id/eprint/61397/
http://myjms.mohe.gov.my/index.php/tifej
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spelling my.uitm.ir.613972022-06-14T02:53:09Z https://ir.uitm.edu.my/id/eprint/61397/ Banking financial accessibility among traditional market traders in Brastagi City / Nisrul Irawati and Friska Sipayung Irawati, Nisrul Sipayung, Friska Banking General works. Financial institutions Commercial credit. Commercial loans. Credit management Traditional market always considered as a part of small marginalized community although they play an important role to develop economic of a developing country. As Business development will possible develop if the business gains an easy access for the source of fund. Source of fund play an important role in managing business that can be come from variety sources of external fund but in this study focused on source of fund from formal Banking. Traditional market is one of the forms of SME (Small Medium Entepries). This study aims in mapping the condition of banking financial accessibility in traditional market with 120 respondents in Brastagi City, Indonesia. There are several factors that can be used to measure the banking financial accessibility that is access to formal banking services, access to transaction, access to savings, access to credit/loan. The research found that most of the traditional market traders have an account in banking institution but they do not used credit/overdraft because they tend to use their owned wealth in order to finance the business activity. The traditional markets traders can be implied to be in low degree of financial accessibility although almost of them have an account but only a few of the traditional market traders have an access to the line of credit or overdraft. 2017 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/61397/1/61397.pdf Banking financial accessibility among traditional market traders in Brastagi City / Nisrul Irawati and Friska Sipayung. (2017) Terengganu International Finance and Economics Journal (TIFEJ), 5 (1). pp. 25-30. ISSN 2232-0539 http://myjms.mohe.gov.my/index.php/tifej
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Banking
General works. Financial institutions
Commercial credit. Commercial loans. Credit management
spellingShingle Banking
General works. Financial institutions
Commercial credit. Commercial loans. Credit management
Irawati, Nisrul
Sipayung, Friska
Banking financial accessibility among traditional market traders in Brastagi City / Nisrul Irawati and Friska Sipayung
description Traditional market always considered as a part of small marginalized community although they play an important role to develop economic of a developing country. As Business development will possible develop if the business gains an easy access for the source of fund. Source of fund play an important role in managing business that can be come from variety sources of external fund but in this study focused on source of fund from formal Banking. Traditional market is one of the forms of SME (Small Medium Entepries). This study aims in mapping the condition of banking financial accessibility in traditional market with 120 respondents in Brastagi City, Indonesia. There are several factors that can be used to measure the banking financial accessibility that is access to formal banking services, access to transaction, access to savings, access to credit/loan. The research found that most of the traditional market traders have an account in banking institution but they do not used credit/overdraft because they tend to use their owned wealth in order to finance the business activity. The traditional markets traders can be implied to be in low degree of financial accessibility although almost of them have an account but only a few of the traditional market traders have an access to the line of credit or overdraft.
format Article
author Irawati, Nisrul
Sipayung, Friska
author_facet Irawati, Nisrul
Sipayung, Friska
author_sort Irawati, Nisrul
title Banking financial accessibility among traditional market traders in Brastagi City / Nisrul Irawati and Friska Sipayung
title_short Banking financial accessibility among traditional market traders in Brastagi City / Nisrul Irawati and Friska Sipayung
title_full Banking financial accessibility among traditional market traders in Brastagi City / Nisrul Irawati and Friska Sipayung
title_fullStr Banking financial accessibility among traditional market traders in Brastagi City / Nisrul Irawati and Friska Sipayung
title_full_unstemmed Banking financial accessibility among traditional market traders in Brastagi City / Nisrul Irawati and Friska Sipayung
title_sort banking financial accessibility among traditional market traders in brastagi city / nisrul irawati and friska sipayung
publishDate 2017
url https://ir.uitm.edu.my/id/eprint/61397/1/61397.pdf
https://ir.uitm.edu.my/id/eprint/61397/
http://myjms.mohe.gov.my/index.php/tifej
_version_ 1736837332633387008
score 13.211869

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