Factors affecting murabahah margin income: evidence from Islamic commercial banks in Indonesia / Ananda Puteri Wahyuni, Ratna Mulyany and Zata Hulwani Zuhri

This study aims to examine factors that influence murabahah margin income. Specifically, it investigates the effect of the Central Bank of Indonesia Rate (BI Rate), Operating Expenses to Operating Income (OEOI), Non-Performing Financing (NPF), and wadiah savings on murabahah margin income at the Isl...

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Main Authors: Wahyuni, Ananda Puteri, Mulyany, Ratna, Zuhri, Zata Hulwani
Format: Article
Language:English
Published: Universiti Teknologi MARA 2021
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Online Access:https://ir.uitm.edu.my/id/eprint/49499/1/49499.pdf
https://ir.uitm.edu.my/id/eprint/49499/
http://myjms.mohe.gov.my/index.php/ABRIJ/issue/view/1190
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spelling my.uitm.ir.494992022-07-04T07:12:54Z https://ir.uitm.edu.my/id/eprint/49499/ Factors affecting murabahah margin income: evidence from Islamic commercial banks in Indonesia / Ananda Puteri Wahyuni, Ratna Mulyany and Zata Hulwani Zuhri Wahyuni, Ananda Puteri Mulyany, Ratna Zuhri, Zata Hulwani Banking Finance, Islamic This study aims to examine factors that influence murabahah margin income. Specifically, it investigates the effect of the Central Bank of Indonesia Rate (BI Rate), Operating Expenses to Operating Income (OEOI), Non-Performing Financing (NPF), and wadiah savings on murabahah margin income at the Islamic Commercial Banks in Indonesia. The method used in this study is quantitative by using the multiple linear regression analysis to test the variables. 12 Islamic Commercial Banks were selected as the sample using a purposive sampling method. With 60 data observations for 5 years, the findings indicate that all the independent variables simultaneously affect the dependent variable. Partially, BI Rate does not affect murabahah margin income, while in contrast, Operating Expenses to Operating Income (OEOI), Non-Performing Financing (NPF), and wadiah savings affect the murabahah margin income. Universiti Teknologi MARA 2021-05 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/49499/1/49499.pdf Factors affecting murabahah margin income: evidence from Islamic commercial banks in Indonesia / Ananda Puteri Wahyuni, Ratna Mulyany and Zata Hulwani Zuhri. (2021) Advances in Business Research International Journal, 7 (1): 5. pp. 22-32. ISSN 2462-1838 http://myjms.mohe.gov.my/index.php/ABRIJ/issue/view/1190
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Banking
Finance, Islamic
spellingShingle Banking
Finance, Islamic
Wahyuni, Ananda Puteri
Mulyany, Ratna
Zuhri, Zata Hulwani
Factors affecting murabahah margin income: evidence from Islamic commercial banks in Indonesia / Ananda Puteri Wahyuni, Ratna Mulyany and Zata Hulwani Zuhri
description This study aims to examine factors that influence murabahah margin income. Specifically, it investigates the effect of the Central Bank of Indonesia Rate (BI Rate), Operating Expenses to Operating Income (OEOI), Non-Performing Financing (NPF), and wadiah savings on murabahah margin income at the Islamic Commercial Banks in Indonesia. The method used in this study is quantitative by using the multiple linear regression analysis to test the variables. 12 Islamic Commercial Banks were selected as the sample using a purposive sampling method. With 60 data observations for 5 years, the findings indicate that all the independent variables simultaneously affect the dependent variable. Partially, BI Rate does not affect murabahah margin income, while in contrast, Operating Expenses to Operating Income (OEOI), Non-Performing Financing (NPF), and wadiah savings affect the murabahah margin income.
format Article
author Wahyuni, Ananda Puteri
Mulyany, Ratna
Zuhri, Zata Hulwani
author_facet Wahyuni, Ananda Puteri
Mulyany, Ratna
Zuhri, Zata Hulwani
author_sort Wahyuni, Ananda Puteri
title Factors affecting murabahah margin income: evidence from Islamic commercial banks in Indonesia / Ananda Puteri Wahyuni, Ratna Mulyany and Zata Hulwani Zuhri
title_short Factors affecting murabahah margin income: evidence from Islamic commercial banks in Indonesia / Ananda Puteri Wahyuni, Ratna Mulyany and Zata Hulwani Zuhri
title_full Factors affecting murabahah margin income: evidence from Islamic commercial banks in Indonesia / Ananda Puteri Wahyuni, Ratna Mulyany and Zata Hulwani Zuhri
title_fullStr Factors affecting murabahah margin income: evidence from Islamic commercial banks in Indonesia / Ananda Puteri Wahyuni, Ratna Mulyany and Zata Hulwani Zuhri
title_full_unstemmed Factors affecting murabahah margin income: evidence from Islamic commercial banks in Indonesia / Ananda Puteri Wahyuni, Ratna Mulyany and Zata Hulwani Zuhri
title_sort factors affecting murabahah margin income: evidence from islamic commercial banks in indonesia / ananda puteri wahyuni, ratna mulyany and zata hulwani zuhri
publisher Universiti Teknologi MARA
publishDate 2021
url https://ir.uitm.edu.my/id/eprint/49499/1/49499.pdf
https://ir.uitm.edu.my/id/eprint/49499/
http://myjms.mohe.gov.my/index.php/ABRIJ/issue/view/1190
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score 13.211869