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Determinants of savings performance in Malaysia : a study in Islamic banks / Nur Natasya Tamrin

Malaysia is as one of the committed Muslim countries towards the developing an Islamic banking system. This study investigates the “Determinants of Saving in Malaysia: A Study in Islamic banks”. It focused on the factors that influencing people to make a saving in Islamic banks. There are several ob...

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Main Author: Tamrin, Nur Natasya
Format: Student Project
Language:English
Published: 2014
Subjects:
Economics
Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product
Bank accounts. Bank deposits. Deposit banking
Personal finance. Financial literacy
Finance, Islamic
Online Access:http://ir.uitm.edu.my/id/eprint/44367/1/44367.pdf
http://ir.uitm.edu.my/id/eprint/44367/
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spelling my.uitm.ir.443672021-04-06T04:00:04Z http://ir.uitm.edu.my/id/eprint/44367/ Determinants of savings performance in Malaysia : a study in Islamic banks / Nur Natasya Tamrin Tamrin, Nur Natasya Economics Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product Bank accounts. Bank deposits. Deposit banking Personal finance. Financial literacy Finance, Islamic Malaysia is as one of the committed Muslim countries towards the developing an Islamic banking system. This study investigates the “Determinants of Saving in Malaysia: A Study in Islamic banks”. It focused on the factors that influencing people to make a saving in Islamic banks. There are several objective that had been conducted includes: (i) to assess the determinants of saving in Islamic banks, (ii) to determine the magnitude of the variables in influencing saving in Islamic banks, and (iii) to find out the most significant variables in influencing saving in Islamic banks. This study analyzes the important function of money supply, Islamic deposit rate, consumer price index and gross domestic product. The results highlighted that all of the variables are significant value in determining saving in Islamic banks. With higher Islam is significantly correlated with a higher rate of return and automatically the interest rate in conventional banks will become low. This means, when rate of return that provided by Islamic banks is lower that interest rate that provided by conventional banks, it will make Islamic banks’ depositors transfer their funds to conventional banks. This action finds that the existence of commercial risk between Islamic banks and also conventional banks. The findings of this study have implications on the risk management that experienced by both of the banks. 2014-07-02 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/44367/1/44367.pdf Tamrin, Nur Natasya (2014) Determinants of savings performance in Malaysia : a study in Islamic banks / Nur Natasya Tamrin. [Student Project] (Unpublished)
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Economics
Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product
Bank accounts. Bank deposits. Deposit banking
Personal finance. Financial literacy
Finance, Islamic
spellingShingle Economics
Income. Income distribution. National income. Including gross national product, gross domestic product, and gross state product
Bank accounts. Bank deposits. Deposit banking
Personal finance. Financial literacy
Finance, Islamic
Tamrin, Nur Natasya
Determinants of savings performance in Malaysia : a study in Islamic banks / Nur Natasya Tamrin
description Malaysia is as one of the committed Muslim countries towards the developing an Islamic banking system. This study investigates the “Determinants of Saving in Malaysia: A Study in Islamic banks”. It focused on the factors that influencing people to make a saving in Islamic banks. There are several objective that had been conducted includes: (i) to assess the determinants of saving in Islamic banks, (ii) to determine the magnitude of the variables in influencing saving in Islamic banks, and (iii) to find out the most significant variables in influencing saving in Islamic banks. This study analyzes the important function of money supply, Islamic deposit rate, consumer price index and gross domestic product. The results highlighted that all of the variables are significant value in determining saving in Islamic banks. With higher Islam is significantly correlated with a higher rate of return and automatically the interest rate in conventional banks will become low. This means, when rate of return that provided by Islamic banks is lower that interest rate that provided by conventional banks, it will make Islamic banks’ depositors transfer their funds to conventional banks. This action finds that the existence of commercial risk between Islamic banks and also conventional banks. The findings of this study have implications on the risk management that experienced by both of the banks.
format Student Project
author Tamrin, Nur Natasya
author_facet Tamrin, Nur Natasya
author_sort Tamrin, Nur Natasya
title Determinants of savings performance in Malaysia : a study in Islamic banks / Nur Natasya Tamrin
title_short Determinants of savings performance in Malaysia : a study in Islamic banks / Nur Natasya Tamrin
title_full Determinants of savings performance in Malaysia : a study in Islamic banks / Nur Natasya Tamrin
title_fullStr Determinants of savings performance in Malaysia : a study in Islamic banks / Nur Natasya Tamrin
title_full_unstemmed Determinants of savings performance in Malaysia : a study in Islamic banks / Nur Natasya Tamrin
title_sort determinants of savings performance in malaysia : a study in islamic banks / nur natasya tamrin
publishDate 2014
url http://ir.uitm.edu.my/id/eprint/44367/1/44367.pdf
http://ir.uitm.edu.my/id/eprint/44367/
_version_ 1696979107211902976
score 13.211869

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