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The impact of credit risk management on financial performances of banks in Malaysia / Nurul Ezatty Roszaidi

This study examines the impact of credit risk management on financial performances of banks in Malaysia. This project paper is carried out to providing better understanding in order to determine a credit risk indicator that affects banks financial performances. The sample used in this study involved...

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Main Author: Roszaidi, Nurul Ezatty
Format: Student Project
Language:English
Published: 2017
Subjects:
Banking
Credit. Debt. Loans
Financial management. Business finance. Corporation finance
Online Access:http://ir.uitm.edu.my/id/eprint/43043/1/43043.pdf
http://ir.uitm.edu.my/id/eprint/43043/
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spelling my.uitm.ir.430432021-03-12T02:40:15Z http://ir.uitm.edu.my/id/eprint/43043/ The impact of credit risk management on financial performances of banks in Malaysia / Nurul Ezatty Roszaidi Roszaidi, Nurul Ezatty Banking Credit. Debt. Loans Financial management. Business finance. Corporation finance This study examines the impact of credit risk management on financial performances of banks in Malaysia. This project paper is carried out to providing better understanding in order to determine a credit risk indicator that affects banks financial performances. The sample used in this study involved 12 banks in Malaysia for a period of 5 years. The variable that be used under this research include return on assets (ROA) as dependent variable (DV) and the independent variable (IV) which are non-performing loan (NPL), capital adequacy ratio (CAR) and bank size (BS). The period for this study is from 2011 until 2015 and the data were collected on Bankscope and research was conducted by using panel data. The tests that are used in this research are Descriptive Analysis, Unit Root Test, Covariance Analysis and Regression Analysis. Furthermore, there are other test involved which is Normality test, Auto correlation Test, and Multicollinearity Test. The test will be done between dependent and independent variable. As a result, the study concluded that the credit risk which is measured by non-performing loan are significant in explaining the profitability of the bank while capital adequacy ratio and bank size has no significant impacts on banks performances. 2017-07 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/43043/1/43043.pdf Roszaidi, Nurul Ezatty (2017) The impact of credit risk management on financial performances of banks in Malaysia / Nurul Ezatty Roszaidi. [Student Project] (Unpublished)
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Banking
Credit. Debt. Loans
Financial management. Business finance. Corporation finance
spellingShingle Banking
Credit. Debt. Loans
Financial management. Business finance. Corporation finance
Roszaidi, Nurul Ezatty
The impact of credit risk management on financial performances of banks in Malaysia / Nurul Ezatty Roszaidi
description This study examines the impact of credit risk management on financial performances of banks in Malaysia. This project paper is carried out to providing better understanding in order to determine a credit risk indicator that affects banks financial performances. The sample used in this study involved 12 banks in Malaysia for a period of 5 years. The variable that be used under this research include return on assets (ROA) as dependent variable (DV) and the independent variable (IV) which are non-performing loan (NPL), capital adequacy ratio (CAR) and bank size (BS). The period for this study is from 2011 until 2015 and the data were collected on Bankscope and research was conducted by using panel data. The tests that are used in this research are Descriptive Analysis, Unit Root Test, Covariance Analysis and Regression Analysis. Furthermore, there are other test involved which is Normality test, Auto correlation Test, and Multicollinearity Test. The test will be done between dependent and independent variable. As a result, the study concluded that the credit risk which is measured by non-performing loan are significant in explaining the profitability of the bank while capital adequacy ratio and bank size has no significant impacts on banks performances.
format Student Project
author Roszaidi, Nurul Ezatty
author_facet Roszaidi, Nurul Ezatty
author_sort Roszaidi, Nurul Ezatty
title The impact of credit risk management on financial performances of banks in Malaysia / Nurul Ezatty Roszaidi
title_short The impact of credit risk management on financial performances of banks in Malaysia / Nurul Ezatty Roszaidi
title_full The impact of credit risk management on financial performances of banks in Malaysia / Nurul Ezatty Roszaidi
title_fullStr The impact of credit risk management on financial performances of banks in Malaysia / Nurul Ezatty Roszaidi
title_full_unstemmed The impact of credit risk management on financial performances of banks in Malaysia / Nurul Ezatty Roszaidi
title_sort impact of credit risk management on financial performances of banks in malaysia / nurul ezatty roszaidi
publishDate 2017
url http://ir.uitm.edu.my/id/eprint/43043/1/43043.pdf
http://ir.uitm.edu.my/id/eprint/43043/
_version_ 1695534641076764672
score 13.211869

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