Staff View: Savings behavior among students of Cosmopoint International College Kota Bharu / Nur Syazwani Mat Razali

Savings behavior among students of Cosmopoint International College Kota Bharu / Nur Syazwani Mat Razali

Over the years, numerous researchers have studied on the determinants of personal saving behaviour among the households and employees rather than young adults such as university students. Despite there are few studies focus on the financial behaviour of university students, most of the studies were...

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Main Author:	Mat Razali, Nur Syazwani
Format:	Research Reports
Language:	English
Published:	2013
Subjects:	Consumer behavior. Consumers' preferences. Consumer research. Including consumer profiling Personal finance. Financial literacy Money and prices. Inflation. Deflation. Purchasing power
Online Access:	http://ir.uitm.edu.my/id/eprint/39288/1/39288.pdf http://ir.uitm.edu.my/id/eprint/39288/
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id	my.uitm.ir.39288
record_format	eprints
spelling	my.uitm.ir.392882020-12-16T07:26:54Z http://ir.uitm.edu.my/id/eprint/39288/ Savings behavior among students of Cosmopoint International College Kota Bharu / Nur Syazwani Mat Razali Mat Razali, Nur Syazwani Consumer behavior. Consumers' preferences. Consumer research. Including consumer profiling Personal finance. Financial literacy Money and prices. Inflation. Deflation. Purchasing power Over the years, numerous researchers have studied on the determinants of personal saving behaviour among the households and employees rather than young adults such as university students. Despite there are few studies focus on the financial behaviour of university students, most of the studies were not drove by theory and merely focused on single factors. Therefore, this research is aims to investigate whether financial literacy, parental socialization, peer influence and self-control have significant influence on the saving behaviour of students in Cosmopoint International College, Kota Bharu. Primary data are collected using self-administered questionnaire. The samples comprised 100 students from Cosmopoint International College. Meanwhile, Multiple Regression Analysis are employed to identify whether the four factors have relationship with the saving behaviour among students. The findings show that all the financial literacy, parental socialization, peer influences and self control have positive relationship with saving behaviour. The influence of financial literacy, parental socialization,peer influences and self control agents on saving behaviour was more mixed, indicating that financial experience before college may create bad habits or poor attitudes toward financial management that could be mitigated through financial education during college. Implications of these findings for targeting financial education on particular kinds of students are discussed. In practical, this research can contribute to the retail banks in designing effective strategies to penetrate the young savers specifically student 2013-07 Research Reports NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/39288/1/39288.pdf Mat Razali, Nur Syazwani (2013) Savings behavior among students of Cosmopoint International College Kota Bharu / Nur Syazwani Mat Razali. [Research Reports] (Unpublished)
institution	Universiti Teknologi Mara
building	Tun Abdul Razak Library
collection	Institutional Repository
continent	Asia
country	Malaysia
content_provider	Universiti Teknologi Mara
content_source	UiTM Institutional Repository
url_provider	http://ir.uitm.edu.my/
language	English
topic	Consumer behavior. Consumers' preferences. Consumer research. Including consumer profiling Personal finance. Financial literacy Money and prices. Inflation. Deflation. Purchasing power
spellingShingle	Consumer behavior. Consumers' preferences. Consumer research. Including consumer profiling Personal finance. Financial literacy Money and prices. Inflation. Deflation. Purchasing power Mat Razali, Nur Syazwani Savings behavior among students of Cosmopoint International College Kota Bharu / Nur Syazwani Mat Razali
description	Over the years, numerous researchers have studied on the determinants of personal saving behaviour among the households and employees rather than young adults such as university students. Despite there are few studies focus on the financial behaviour of university students, most of the studies were not drove by theory and merely focused on single factors. Therefore, this research is aims to investigate whether financial literacy, parental socialization, peer influence and self-control have significant influence on the saving behaviour of students in Cosmopoint International College, Kota Bharu. Primary data are collected using self-administered questionnaire. The samples comprised 100 students from Cosmopoint International College. Meanwhile, Multiple Regression Analysis are employed to identify whether the four factors have relationship with the saving behaviour among students. The findings show that all the financial literacy, parental socialization, peer influences and self control have positive relationship with saving behaviour. The influence of financial literacy, parental socialization,peer influences and self control agents on saving behaviour was more mixed, indicating that financial experience before college may create bad habits or poor attitudes toward financial management that could be mitigated through financial education during college. Implications of these findings for targeting financial education on particular kinds of students are discussed. In practical, this research can contribute to the retail banks in designing effective strategies to penetrate the young savers specifically student
format	Research Reports
author	Mat Razali, Nur Syazwani
author_facet	Mat Razali, Nur Syazwani
author_sort	Mat Razali, Nur Syazwani
title	Savings behavior among students of Cosmopoint International College Kota Bharu / Nur Syazwani Mat Razali
title_short	Savings behavior among students of Cosmopoint International College Kota Bharu / Nur Syazwani Mat Razali
title_full	Savings behavior among students of Cosmopoint International College Kota Bharu / Nur Syazwani Mat Razali
title_fullStr	Savings behavior among students of Cosmopoint International College Kota Bharu / Nur Syazwani Mat Razali
title_full_unstemmed	Savings behavior among students of Cosmopoint International College Kota Bharu / Nur Syazwani Mat Razali
title_sort	savings behavior among students of cosmopoint international college kota bharu / nur syazwani mat razali
publishDate	2013
url	http://ir.uitm.edu.my/id/eprint/39288/1/39288.pdf http://ir.uitm.edu.my/id/eprint/39288/
_version_	1687396762955808768
score	13.211869

Savings behavior among students of Cosmopoint International College Kota Bharu / Nur Syazwani Mat Razali

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