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The credit matter and the myth ten yearly of crisis: the case of Indonesia / Batara Maju Simatupang and Kevin Bastian Sirait

This article investigates the behavior of bank groups based on total credit during the 1997/1998 Asian financial crisis, the 2008 financial crisis and ten years after the crisis. The objects of this study are groups of state-owned banks, national private banks regional development banks, foreign ba...

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Main Authors: Simatupang, Batara Maju, Sirait, Kevin Bastian
Other Authors: Md Kassim, Fazdilah
Format: Book Section
Language:English
Published: UiTM Cawangan Johor 2019
Subjects:
Finance and cycles. Financial crises. Convergence (Economics)
Bank loans. Bank credit. Commercial loans
Online Access:http://ir.uitm.edu.my/id/eprint/38411/1/38411.pdf
http://ir.uitm.edu.my/id/eprint/38411/
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spelling my.uitm.ir.384112020-12-07T13:04:09Z http://ir.uitm.edu.my/id/eprint/38411/ The credit matter and the myth ten yearly of crisis: the case of Indonesia / Batara Maju Simatupang and Kevin Bastian Sirait Simatupang, Batara Maju Sirait, Kevin Bastian Finance and cycles. Financial crises. Convergence (Economics) Bank loans. Bank credit. Commercial loans This article investigates the behavior of bank groups based on total credit during the 1997/1998 Asian financial crisis, the 2008 financial crisis and ten years after the crisis. The objects of this study are groups of state-owned banks, national private banks regional development banks, foreign banks, and joint venture banks in Indonesia. The approach taken to analyze the relationship and behavior of the bank is a correlation matrix analysis and stepwise regression. Estimates of total loans use an auto-regressive integrated moving average (ARIMA) and compare them with actual total loans from 1998, 2008, until 2018. During the crisis, there are three categories of lending, namely credit crunch, credit rationing, and credit. From the results of the analysis, it appears that the impact of the financial crisis is not as severe as the Asian financial crisis. From the stepwise regression analysis, the inflation rate in 2008 was not statistically significant in describing Indonesia's economic growth during the period of the Asian financial crisis and the 2008 financial crisis. Moreover, in fact, the myth of the ten-year crisis did not occur, because during the 2008 world financial crisis and afterward, the absorption of credit significantly reflected the sustained movement of Indonesia's economic growth. UiTM Cawangan Johor Md Kassim, Fazdilah Ratan Singh, Deepak Singh M Ramakrishnan, Kamalanathan Sumery, Zuraidah Sarijari, Haniza Mohd Yusof, Fairuz Husna Amat, Dia Widyawati Kamaludin, Puteri Nur Hidayah Daud, Derwina 2019 Book Section PeerReviewed text en http://ir.uitm.edu.my/id/eprint/38411/1/38411.pdf Simatupang, Batara Maju and Sirait, Kevin Bastian (2019) The credit matter and the myth ten yearly of crisis: the case of Indonesia / Batara Maju Simatupang and Kevin Bastian Sirait. In: The 6th International Accounting & Business Conference 2019. UiTM Cawangan Johor, Segamat, Johor, p. 63.
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Finance and cycles. Financial crises. Convergence (Economics)
Bank loans. Bank credit. Commercial loans
spellingShingle Finance and cycles. Financial crises. Convergence (Economics)
Bank loans. Bank credit. Commercial loans
Simatupang, Batara Maju
Sirait, Kevin Bastian
The credit matter and the myth ten yearly of crisis: the case of Indonesia / Batara Maju Simatupang and Kevin Bastian Sirait
description This article investigates the behavior of bank groups based on total credit during the 1997/1998 Asian financial crisis, the 2008 financial crisis and ten years after the crisis. The objects of this study are groups of state-owned banks, national private banks regional development banks, foreign banks, and joint venture banks in Indonesia. The approach taken to analyze the relationship and behavior of the bank is a correlation matrix analysis and stepwise regression. Estimates of total loans use an auto-regressive integrated moving average (ARIMA) and compare them with actual total loans from 1998, 2008, until 2018. During the crisis, there are three categories of lending, namely credit crunch, credit rationing, and credit. From the results of the analysis, it appears that the impact of the financial crisis is not as severe as the Asian financial crisis. From the stepwise regression analysis, the inflation rate in 2008 was not statistically significant in describing Indonesia's economic growth during the period of the Asian financial crisis and the 2008 financial crisis. Moreover, in fact, the myth of the ten-year crisis did not occur, because during the 2008 world financial crisis and afterward, the absorption of credit significantly reflected the sustained movement of Indonesia's economic growth.
author2 Md Kassim, Fazdilah
author_facet Md Kassim, Fazdilah
Simatupang, Batara Maju
Sirait, Kevin Bastian
format Book Section
author Simatupang, Batara Maju
Sirait, Kevin Bastian
author_sort Simatupang, Batara Maju
title The credit matter and the myth ten yearly of crisis: the case of Indonesia / Batara Maju Simatupang and Kevin Bastian Sirait
title_short The credit matter and the myth ten yearly of crisis: the case of Indonesia / Batara Maju Simatupang and Kevin Bastian Sirait
title_full The credit matter and the myth ten yearly of crisis: the case of Indonesia / Batara Maju Simatupang and Kevin Bastian Sirait
title_fullStr The credit matter and the myth ten yearly of crisis: the case of Indonesia / Batara Maju Simatupang and Kevin Bastian Sirait
title_full_unstemmed The credit matter and the myth ten yearly of crisis: the case of Indonesia / Batara Maju Simatupang and Kevin Bastian Sirait
title_sort credit matter and the myth ten yearly of crisis: the case of indonesia / batara maju simatupang and kevin bastian sirait
publisher UiTM Cawangan Johor
publishDate 2019
url http://ir.uitm.edu.my/id/eprint/38411/1/38411.pdf
http://ir.uitm.edu.my/id/eprint/38411/
_version_ 1685651585786445824
score 13.211869

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