Loan process of micro credit loan: a case study on Agrobank branch of Melaka / Siti Salbiyah Md Said
The aim of this paper is to investigate about how credit department handling micro credit loan process how they make delegation of work in a loan process. This research has been conducted on Agrobank branch of Melaka to investigate the issues. The objective of this research is to show on how credit...
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| Format: | Student Project |
| Language: | English |
| Published: |
2010
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| Subjects: | |
| Online Access: | http://ir.uitm.edu.my/id/eprint/31368/1/31368.pdf http://ir.uitm.edu.my/id/eprint/31368/ |
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| Summary: | The aim of this paper is to investigate about how credit department handling micro credit loan process how they make delegation of work in a loan process. This research has been conducted on Agrobank branch of Melaka to investigate the issues. The objective of this research is to show on how credit department make a monitoring and follow up at every stage of loan process. Early monitoring and follow up will reduce the probability for the loan to become default loan. Thus, it needs a good delegation of works to ensure each steps in loan process gets the co-operation from a credit staff. The result of the study shows that Agrobank did not follow some steps in a loan process. |
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