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Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli

Many people have financial problems at some point or another. Usually, financial difficulties start when a person expenses become greater than their income. Demand for personal loans increasing day by days. Personal loans are loans that are raised for personal use of an individual and money’s borrow...

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Main Author: Ramli, Elly Syahira
Format: Student Project
Language:English
Published: Faculty of Business and Management 2010
Subjects:
Bank loans. Bank credit. Commercial loans
Personal finance. Financial literacy
Online Access:http://ir.uitm.edu.my/id/eprint/24840/1/PPb_ELLY%20SYAHIRA%20RAMLI%20M%20BM%2010_5.pdf
http://ir.uitm.edu.my/id/eprint/24840/
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spelling my.uitm.ir.248402019-07-25T07:38:34Z http://ir.uitm.edu.my/id/eprint/24840/ Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli Ramli, Elly Syahira Bank loans. Bank credit. Commercial loans Personal finance. Financial literacy Many people have financial problems at some point or another. Usually, financial difficulties start when a person expenses become greater than their income. Demand for personal loans increasing day by days. Personal loans are loans that are raised for personal use of an individual and money’s borrow to meet personal needs. Most nationalized, foreign and co-operative banks offer personal loans. Besides banks, other financial companies and institutions also offer the same loans. Most people begin with comparing the interest rate and term of loan amongst this financial institution as an initial screening before applying for personal loan. In this study, the researcher choose Agrobank to study factors affecting total loan financing in Agrobank with selected variable were examined. This research presents the relationship of total loan financing and Inflation Rate, Consumer Price Index (CPI) and Base Lending Rate (BLR) using data from 2006 to 2008. The dependent variable for this study would be total loan financing and the independent variables are Inflation Rate, Consumer Price Index (CPI) and Base Lending Rate(BLR). The researcher uses SPSS software (version 14.0) to examine the Coefficient of Determination that shows 53.5% changes in loan financing can be explained by the variables that are Inflation rate, Consumer Price Index and Base Lending Rate. Research also using Durbin Watson test where correlation between independent variables which are Inflation Rate, Consumer Price Index and Base Lending Rate with dependent variable that is the loan financing Agrocash-i to detect the presence of autocorrelation between them. Besides that, researches has use regression coefficient, to prove that all independent variables have positive relationship with loan financing, Agrocash-i. Faculty of Business and Management 2010 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/24840/1/PPb_ELLY%20SYAHIRA%20RAMLI%20M%20BM%2010_5.pdf Ramli, Elly Syahira (2010) Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli. [Student Project] (Unpublished)
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Bank loans. Bank credit. Commercial loans
Personal finance. Financial literacy
spellingShingle Bank loans. Bank credit. Commercial loans
Personal finance. Financial literacy
Ramli, Elly Syahira
Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli
description Many people have financial problems at some point or another. Usually, financial difficulties start when a person expenses become greater than their income. Demand for personal loans increasing day by days. Personal loans are loans that are raised for personal use of an individual and money’s borrow to meet personal needs. Most nationalized, foreign and co-operative banks offer personal loans. Besides banks, other financial companies and institutions also offer the same loans. Most people begin with comparing the interest rate and term of loan amongst this financial institution as an initial screening before applying for personal loan. In this study, the researcher choose Agrobank to study factors affecting total loan financing in Agrobank with selected variable were examined. This research presents the relationship of total loan financing and Inflation Rate, Consumer Price Index (CPI) and Base Lending Rate (BLR) using data from 2006 to 2008. The dependent variable for this study would be total loan financing and the independent variables are Inflation Rate, Consumer Price Index (CPI) and Base Lending Rate(BLR). The researcher uses SPSS software (version 14.0) to examine the Coefficient of Determination that shows 53.5% changes in loan financing can be explained by the variables that are Inflation rate, Consumer Price Index and Base Lending Rate. Research also using Durbin Watson test where correlation between independent variables which are Inflation Rate, Consumer Price Index and Base Lending Rate with dependent variable that is the loan financing Agrocash-i to detect the presence of autocorrelation between them. Besides that, researches has use regression coefficient, to prove that all independent variables have positive relationship with loan financing, Agrocash-i.
format Student Project
author Ramli, Elly Syahira
author_facet Ramli, Elly Syahira
author_sort Ramli, Elly Syahira
title Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli
title_short Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli
title_full Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli
title_fullStr Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli
title_full_unstemmed Factors affecting total loan financing Agrocash-i effect with inflation rate, consumer price index and base lending rate / Elly Syahira Ramli
title_sort factors affecting total loan financing agrocash-i effect with inflation rate, consumer price index and base lending rate / elly syahira ramli
publisher Faculty of Business and Management
publishDate 2010
url http://ir.uitm.edu.my/id/eprint/24840/1/PPb_ELLY%20SYAHIRA%20RAMLI%20M%20BM%2010_5.pdf
http://ir.uitm.edu.my/id/eprint/24840/
_version_ 1685649915803336704
score 13.211869

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