Cover Image

Factors influencing personal saving in Malaysia / Norehan Nordin

Personal saving is the portion of personal income that is left over after personal current taxes and outlays for personal consumption expenditures, non mortgage interest payments, and net current transfers to government and the rest of the world. It excludes capital gains because capital gains repre...

Full description

Saved in:
Bibliographic Details
Format: Student Project
Language:English
Published: Faculty of Business and Management 2008
Online Access:http://ir.uitm.edu.my/id/eprint/16822/1/PPb_NOREHAN%20NORDIN%20BM%2008_5.pdf
http://ir.uitm.edu.my/id/eprint/16822/
Tags: Add Tag
No Tags, Be the first to tag this record!
id my.uitm.ir.16822
record_format eprints
spelling my.uitm.ir.168222017-05-04T04:25:12Z http://ir.uitm.edu.my/id/eprint/16822/ Factors influencing personal saving in Malaysia / Norehan Nordin Personal saving is the portion of personal income that is left over after personal current taxes and outlays for personal consumption expenditures, non mortgage interest payments, and net current transfers to government and the rest of the world. It excludes capital gains because capital gains represent changes in the prices of assets that are already owned, not unspent portions of income receipts. Personal saving represents the contribution from persons to national saving, which is the total amount that is available to fund investment in fixed assets, inventories, or foreign assets. This paper empirically analyzes the Factors Influencing Personal Saving in Malaysia. This paper is concentrated on Personal Saving data, total return on KLCI and household consumption expenditure. The study used multiple regression analysis to see the relationship between dependant and independent variables. Personal saving is used as dependant variable and stock return, home ownership and disposable income as independent variables. As a conclusion stock return and home ownership could accept null hypotheses and disposable income can reject the null hypotheses. The most consistent result is that disposable income positively and significantly influences Malaysian personal savings. Also, the interactive processes of Multiple Regression Analysis, disposable income significantly explain personal savings. Faculty of Business and Management 2008 Student Project NonPeerReviewed text en http://ir.uitm.edu.my/id/eprint/16822/1/PPb_NOREHAN%20NORDIN%20BM%2008_5.pdf UNSPECIFIED (2008) Factors influencing personal saving in Malaysia / Norehan Nordin. [Student Project] (Unpublished)
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
description Personal saving is the portion of personal income that is left over after personal current taxes and outlays for personal consumption expenditures, non mortgage interest payments, and net current transfers to government and the rest of the world. It excludes capital gains because capital gains represent changes in the prices of assets that are already owned, not unspent portions of income receipts. Personal saving represents the contribution from persons to national saving, which is the total amount that is available to fund investment in fixed assets, inventories, or foreign assets. This paper empirically analyzes the Factors Influencing Personal Saving in Malaysia. This paper is concentrated on Personal Saving data, total return on KLCI and household consumption expenditure. The study used multiple regression analysis to see the relationship between dependant and independent variables. Personal saving is used as dependant variable and stock return, home ownership and disposable income as independent variables. As a conclusion stock return and home ownership could accept null hypotheses and disposable income can reject the null hypotheses. The most consistent result is that disposable income positively and significantly influences Malaysian personal savings. Also, the interactive processes of Multiple Regression Analysis, disposable income significantly explain personal savings.
format Student Project
title Factors influencing personal saving in Malaysia / Norehan Nordin
spellingShingle Factors influencing personal saving in Malaysia / Norehan Nordin
title_short Factors influencing personal saving in Malaysia / Norehan Nordin
title_full Factors influencing personal saving in Malaysia / Norehan Nordin
title_fullStr Factors influencing personal saving in Malaysia / Norehan Nordin
title_full_unstemmed Factors influencing personal saving in Malaysia / Norehan Nordin
title_sort factors influencing personal saving in malaysia / norehan nordin
publisher Faculty of Business and Management
publishDate 2008
url http://ir.uitm.edu.my/id/eprint/16822/1/PPb_NOREHAN%20NORDIN%20BM%2008_5.pdf
http://ir.uitm.edu.my/id/eprint/16822/
_version_ 1685648857264816128
score 13.211869

Similar Items