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The influence of banking specific factors and macroeconomic factors on bank profitability in Indonesia / Muhammad Farel Akuan, Mahatma Kufepaksi and Ernie Hendrawaty

This study aimed to analyze the influence of bank-specific factors and macroeconomic factors on bank profitability in Indonesia from 2009 to 2023. The analyzed bank-specific factors included capital adequacy ratio, credit risk, loan to deposit ratio, and bank size. Meanwhile, the examined macroecono...

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Main Authors: Akuan, Muhammad Farel, Kufepaksi, Mahatma, Hendrawaty, Ernie
Format: Article
Language:English
Published: Accounting Research Institute (ARI) and UiTM Press, Universiti Teknologi MARA 2024
Subjects:
Macroeconomics
Online Access:https://ir.uitm.edu.my/id/eprint/111191/1/111191.pdf
https://ir.uitm.edu.my/id/eprint/111191/
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spelling my.uitm.ir.1111912025-03-09T22:56:55Z https://ir.uitm.edu.my/id/eprint/111191/ The influence of banking specific factors and macroeconomic factors on bank profitability in Indonesia / Muhammad Farel Akuan, Mahatma Kufepaksi and Ernie Hendrawaty apmaj Akuan, Muhammad Farel Kufepaksi, Mahatma Hendrawaty, Ernie Macroeconomics This study aimed to analyze the influence of bank-specific factors and macroeconomic factors on bank profitability in Indonesia from 2009 to 2023. The analyzed bank-specific factors included capital adequacy ratio, credit risk, loan to deposit ratio, and bank size. Meanwhile, the examined macroeconomic factors were Gross Domestic Product (GDP) and inflation rate. This study used secondary data obtained from bank financial reports and macroeconomic statistical data during the period. The population of this study covered all banks registered as Bank Issuers on the Indonesia Stock Exchange in 2023. The analysis techniques used were descriptive analysis and panel data regression using Eviews 10 software. The results indicated that the capital adequacy ratio had a negative influence on bank profitability, while credit risk and bank size had a positive influence on bank profitability. However, the loan to deposit ratio did not have a significant influence on bank profitability. In addition, GDP had a positive influence on bank profitability, while the inflation rate did not have a significant influence on bank profitability. Accounting Research Institute (ARI) and UiTM Press, Universiti Teknologi MARA 2024-12 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/111191/1/111191.pdf The influence of banking specific factors and macroeconomic factors on bank profitability in Indonesia / Muhammad Farel Akuan, Mahatma Kufepaksi and Ernie Hendrawaty. (2024) Asia-Pacific Management Accounting Journal (APMAJ) <https://ir.uitm.edu.my/view/publication/Asia-Pacific_Management_Accounting_Journal_=28APMAJ=29/>, 19 (3): 5. pp. 93-115. ISSN 2550-1631
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Macroeconomics
spellingShingle Macroeconomics
Akuan, Muhammad Farel
Kufepaksi, Mahatma
Hendrawaty, Ernie
The influence of banking specific factors and macroeconomic factors on bank profitability in Indonesia / Muhammad Farel Akuan, Mahatma Kufepaksi and Ernie Hendrawaty
description This study aimed to analyze the influence of bank-specific factors and macroeconomic factors on bank profitability in Indonesia from 2009 to 2023. The analyzed bank-specific factors included capital adequacy ratio, credit risk, loan to deposit ratio, and bank size. Meanwhile, the examined macroeconomic factors were Gross Domestic Product (GDP) and inflation rate. This study used secondary data obtained from bank financial reports and macroeconomic statistical data during the period. The population of this study covered all banks registered as Bank Issuers on the Indonesia Stock Exchange in 2023. The analysis techniques used were descriptive analysis and panel data regression using Eviews 10 software. The results indicated that the capital adequacy ratio had a negative influence on bank profitability, while credit risk and bank size had a positive influence on bank profitability. However, the loan to deposit ratio did not have a significant influence on bank profitability. In addition, GDP had a positive influence on bank profitability, while the inflation rate did not have a significant influence on bank profitability.
format Article
author Akuan, Muhammad Farel
Kufepaksi, Mahatma
Hendrawaty, Ernie
author_facet Akuan, Muhammad Farel
Kufepaksi, Mahatma
Hendrawaty, Ernie
author_sort Akuan, Muhammad Farel
title The influence of banking specific factors and macroeconomic factors on bank profitability in Indonesia / Muhammad Farel Akuan, Mahatma Kufepaksi and Ernie Hendrawaty
title_short The influence of banking specific factors and macroeconomic factors on bank profitability in Indonesia / Muhammad Farel Akuan, Mahatma Kufepaksi and Ernie Hendrawaty
title_full The influence of banking specific factors and macroeconomic factors on bank profitability in Indonesia / Muhammad Farel Akuan, Mahatma Kufepaksi and Ernie Hendrawaty
title_fullStr The influence of banking specific factors and macroeconomic factors on bank profitability in Indonesia / Muhammad Farel Akuan, Mahatma Kufepaksi and Ernie Hendrawaty
title_full_unstemmed The influence of banking specific factors and macroeconomic factors on bank profitability in Indonesia / Muhammad Farel Akuan, Mahatma Kufepaksi and Ernie Hendrawaty
title_sort influence of banking specific factors and macroeconomic factors on bank profitability in indonesia / muhammad farel akuan, mahatma kufepaksi and ernie hendrawaty
publisher Accounting Research Institute (ARI) and UiTM Press, Universiti Teknologi MARA
publishDate 2024
url https://ir.uitm.edu.my/id/eprint/111191/1/111191.pdf
https://ir.uitm.edu.my/id/eprint/111191/
_version_ 1827446618355400704
score 13.250246

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