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The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar

Credit risk is the risk of loss due to a borrower not repaying a loan. It refers to a lender's risk of having its cash flows disrupted if a borrower fails to pay principal or interest on time. The issues become critical when performance of the financial companies is affected by the poor credit...

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Main Author: Abdul Ghaffar, Nur Hanina
Format: Thesis
Language:English
Published: 2021
Subjects:
Credit. Debt. Loans
Financial management. Business finance. Corporation finance
Online Access:https://ir.uitm.edu.my/id/eprint/106378/2/106378.pdf
https://ir.uitm.edu.my/id/eprint/106378/
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spelling my.uitm.ir.1063782024-12-01T08:05:16Z https://ir.uitm.edu.my/id/eprint/106378/ The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar Abdul Ghaffar, Nur Hanina Credit. Debt. Loans Financial management. Business finance. Corporation finance Credit risk is the risk of loss due to a borrower not repaying a loan. It refers to a lender's risk of having its cash flows disrupted if a borrower fails to pay principal or interest on time. The issues become critical when performance of the financial companies is affected by the poor credit risk management. Due to that circumstances, this study attempts to investigate in depth on the effects of credit risk on the firm performance, particularly on the financial firms in Malaysia. In this study, Return on Asset (ROA) was used as a dependent variable, whilst Debt to Asset Ratio (DAR), Current Ratio (CR) and Debt to Equity Ratio (DER) were used as independent variables. Data of the selected financial firms in Malaysia are collected from year 2016 until 2020. Panel Least Square (PLS) regression was adopted as main methodology to measure the effects and relationship among variables. As a result of this study, Debt to Asset Ratio (DAR), Current Ratio (CR) and Debt-to-Equity Ratio (DER) have significant effect with the Return on Asset (ROA). 2021 Thesis NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/106378/2/106378.pdf The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar. (2021) Degree thesis, thesis, Universiti Teknologi MARA, Johor.
institution Universiti Teknologi Mara
building Tun Abdul Razak Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
url_provider http://ir.uitm.edu.my/
language English
topic Credit. Debt. Loans
Financial management. Business finance. Corporation finance
spellingShingle Credit. Debt. Loans
Financial management. Business finance. Corporation finance
Abdul Ghaffar, Nur Hanina
The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar
description Credit risk is the risk of loss due to a borrower not repaying a loan. It refers to a lender's risk of having its cash flows disrupted if a borrower fails to pay principal or interest on time. The issues become critical when performance of the financial companies is affected by the poor credit risk management. Due to that circumstances, this study attempts to investigate in depth on the effects of credit risk on the firm performance, particularly on the financial firms in Malaysia. In this study, Return on Asset (ROA) was used as a dependent variable, whilst Debt to Asset Ratio (DAR), Current Ratio (CR) and Debt to Equity Ratio (DER) were used as independent variables. Data of the selected financial firms in Malaysia are collected from year 2016 until 2020. Panel Least Square (PLS) regression was adopted as main methodology to measure the effects and relationship among variables. As a result of this study, Debt to Asset Ratio (DAR), Current Ratio (CR) and Debt-to-Equity Ratio (DER) have significant effect with the Return on Asset (ROA).
format Thesis
author Abdul Ghaffar, Nur Hanina
author_facet Abdul Ghaffar, Nur Hanina
author_sort Abdul Ghaffar, Nur Hanina
title The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar
title_short The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar
title_full The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar
title_fullStr The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar
title_full_unstemmed The effects of credit risk on the financial firm performance in Malaysia / Nur Hanina Abdul Ghaffar
title_sort effects of credit risk on the financial firm performance in malaysia / nur hanina abdul ghaffar
publishDate 2021
url https://ir.uitm.edu.my/id/eprint/106378/2/106378.pdf
https://ir.uitm.edu.my/id/eprint/106378/
_version_ 1817847355773288448
score 13.222552

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