Staff View: Financial behaviour of young adults: the influence of socioeconomic status, financial literacy and parental financial socialization / Muhammad Amirual Azlam ... [et al.].

Financial behaviour of young adults: the influence of socioeconomic status, financial literacy and parental financial socialization / Muhammad Amirual Azlam ... [et al.].

This study aimed to analyze the factor influencing financial behavior among young working adults at Universiti Teknologi Mara (UiTM) Shah Alam, Selangor. The purpose was to determine whether these young adults exhibit good financial behavior and to identify which factors; socioeconomic status (acade...

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Main Authors:	Azlam, Muhammad Amirual, Abd Malek, Alia Nadhirah, Abdul Mutaliff, Faqihah Syazwani, Ghazali, Nurdia Azlin
Format:	Article
Language:	English
Published:	Universiti Teknologi MARA, Negeri Sembilan 2024
Subjects:	L Education (General) QA Mathematics
Online Access:	https://ir.uitm.edu.my/id/eprint/106002/1/106002.pdf https://ir.uitm.edu.my/id/eprint/106002/
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id	my.uitm.ir.106002
record_format	eprints
spelling	my.uitm.ir.1060022024-11-17T15:48:18Z https://ir.uitm.edu.my/id/eprint/106002/ Financial behaviour of young adults: the influence of socioeconomic status, financial literacy and parental financial socialization / Muhammad Amirual Azlam ... [et al.]. Azlam, Muhammad Amirual Abd Malek, Alia Nadhirah Abdul Mutaliff, Faqihah Syazwani Ghazali, Nurdia Azlin L Education (General) QA Mathematics This study aimed to analyze the factor influencing financial behavior among young working adults at Universiti Teknologi Mara (UiTM) Shah Alam, Selangor. The purpose was to determine whether these young adults exhibit good financial behavior and to identify which factors; socioeconomic status (academic qualification, income, number of dependents), financial literacy and parental financial socializations significantly impact their financial behavior. The sample comprised 210 respondents including employees of the institution. Data was collected through a self-administrated online questionnaire. The dependent variable, financial behavior was categorized into three levels: low, moderate and high. Descriptive statistics and Ordinal Logistic Regression were employed to assess the factors affecting financial behavior. The finding indicates that most young working adults do practice good financial behavior. Additionally, the results reveal that academic qualification, income and number of dependents do not significantly influence financial behavior. In contrast, financial literacy and parental financial socialization were identified as significant factors of financial behavior among young working adults. Universiti Teknologi MARA, Negeri Sembilan 2024-10 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/106002/1/106002.pdf Financial behaviour of young adults: the influence of socioeconomic status, financial literacy and parental financial socialization / Muhammad Amirual Azlam ... [et al.]. (2024) Journal of Exploratory Mathematical Undergraduate Research (JEMUR) <https://ir.uitm.edu.my/view/publication/Journal_of_Exploratory_Mathematical_Undergraduate_Research_=28JEMUR=29/>, 2. ISSN 3030-5411
institution	Universiti Teknologi Mara
building	Tun Abdul Razak Library
collection	Institutional Repository
continent	Asia
country	Malaysia
content_provider	Universiti Teknologi Mara
content_source	UiTM Institutional Repository
url_provider	http://ir.uitm.edu.my/
language	English
topic	L Education (General) QA Mathematics
spellingShingle	L Education (General) QA Mathematics Azlam, Muhammad Amirual Abd Malek, Alia Nadhirah Abdul Mutaliff, Faqihah Syazwani Ghazali, Nurdia Azlin Financial behaviour of young adults: the influence of socioeconomic status, financial literacy and parental financial socialization / Muhammad Amirual Azlam ... [et al.].
description	This study aimed to analyze the factor influencing financial behavior among young working adults at Universiti Teknologi Mara (UiTM) Shah Alam, Selangor. The purpose was to determine whether these young adults exhibit good financial behavior and to identify which factors; socioeconomic status (academic qualification, income, number of dependents), financial literacy and parental financial socializations significantly impact their financial behavior. The sample comprised 210 respondents including employees of the institution. Data was collected through a self-administrated online questionnaire. The dependent variable, financial behavior was categorized into three levels: low, moderate and high. Descriptive statistics and Ordinal Logistic Regression were employed to assess the factors affecting financial behavior. The finding indicates that most young working adults do practice good financial behavior. Additionally, the results reveal that academic qualification, income and number of dependents do not significantly influence financial behavior. In contrast, financial literacy and parental financial socialization were identified as significant factors of financial behavior among young working adults.
format	Article
author	Azlam, Muhammad Amirual Abd Malek, Alia Nadhirah Abdul Mutaliff, Faqihah Syazwani Ghazali, Nurdia Azlin
author_facet	Azlam, Muhammad Amirual Abd Malek, Alia Nadhirah Abdul Mutaliff, Faqihah Syazwani Ghazali, Nurdia Azlin
author_sort	Azlam, Muhammad Amirual
title	Financial behaviour of young adults: the influence of socioeconomic status, financial literacy and parental financial socialization / Muhammad Amirual Azlam ... [et al.].
title_short	Financial behaviour of young adults: the influence of socioeconomic status, financial literacy and parental financial socialization / Muhammad Amirual Azlam ... [et al.].
title_full	Financial behaviour of young adults: the influence of socioeconomic status, financial literacy and parental financial socialization / Muhammad Amirual Azlam ... [et al.].
title_fullStr	Financial behaviour of young adults: the influence of socioeconomic status, financial literacy and parental financial socialization / Muhammad Amirual Azlam ... [et al.].
title_full_unstemmed	Financial behaviour of young adults: the influence of socioeconomic status, financial literacy and parental financial socialization / Muhammad Amirual Azlam ... [et al.].
title_sort	financial behaviour of young adults: the influence of socioeconomic status, financial literacy and parental financial socialization / muhammad amirual azlam ... [et al.].
publisher	Universiti Teknologi MARA, Negeri Sembilan
publishDate	2024
url	https://ir.uitm.edu.my/id/eprint/106002/1/106002.pdf https://ir.uitm.edu.my/id/eprint/106002/
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score	13.223943

Financial behaviour of young adults: the influence of socioeconomic status, financial literacy and parental financial socialization / Muhammad Amirual Azlam ... [et al.].

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