Musharakah as an alternative Islamic Financing : an exploratory study for Small Business Financing in Bank Muamalat Malaysia Berhad
Demand for Islamic product is very impressive. Competition among the Banks that offer Islamic financing product is increasing. It is very important for the Bank to offer competitive products in order to gain the market share. As for BMMB, it is very important for the Bank to offer products that a...
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| Format: | Thesis |
| Published: |
2007
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| Subjects: | |
| Online Access: | http://library.oum.edu.my/repository/335/1/fodli_musyarakah.pdf http://library.oum.edu.my/repository/335/ |
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| Summary: | Demand for Islamic product is very impressive. Competition among the Banks that offer
Islamic financing product is increasing. It is very important for the Bank to offer
competitive products in order to gain the market share. As for BMMB, it is very
important for the Bank to offer products that are approved by Shariah. The products such
as Musharakah financing should be widely implemented instead of other debt financing
products This study was conducted to identify the understanding and acceptance level of
BMMB's staff towards the Musharakah financing to finance SME. A comprehensive
analysis was conducted which involve the staff of BMMB. The study revealed that the
understanding and acceptance level of BMMB's staff was very impressive. The study
was also conducted to analyze whether profile factors such as age, gender, position,
experience in Islamic Banking and education level have direct relationship and influence
the understanding and implementation level of BMMB's staff towards Musharakah
financing. Lastly this study proved that BMMB's staff is ready to implement Musharakah
financing if they are given a chance. (Author's abstract) |
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