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Modelling micro enterprises’ behavioral intention to adopt integrated Islamic crowdfunding-micro enterprise (IICME) model as a source of financing in East Java, Indonesia

The present study has proposed Integrated Islamic Crowdfunding-Micro Enterprise (IIC- ME) model to assist micro enterprises in meeting their need to access external financial services in East Java, Indonesia. Upon the proposed model, this study examines the be- havioural intention of micro enterpris...

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Main Authors: Mohd Thas Thaker, Mohamed Asmy, Mohd Thas Thaker, Hassanudin
Format: Article
Language:English
Published: Kantor Perwakilan Bank Indonesia Provinsi Jawa Timur 2019
Subjects:
BPH Islamic Economics
H Social Sciences (General)
Online Access:http://irep.iium.edu.my/96185/7/96185_Modelling%20micro%20enterprises%E2%80%99%20behavioral%20intention%20to%20adopt%20integrated%20Islamic.pdf
http://irep.iium.edu.my/96185/
https://ejavec.id/index.php/ejavec/article/view/23/25
https://doi.org/10.53572/ejavec.v3i1.23
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spelling my.iium.irep.961852022-01-11T03:08:55Z http://irep.iium.edu.my/96185/ Modelling micro enterprises’ behavioral intention to adopt integrated Islamic crowdfunding-micro enterprise (IICME) model as a source of financing in East Java, Indonesia Mohd Thas Thaker, Mohamed Asmy Mohd Thas Thaker, Hassanudin BPH Islamic Economics H Social Sciences (General) The present study has proposed Integrated Islamic Crowdfunding-Micro Enterprise (IIC- ME) model to assist micro enterprises in meeting their need to access external financial services in East Java, Indonesia. Upon the proposed model, this study examines the be- havioural intention of micro enterprises to use IICME model. The primary data are collect- ed from the survey administered to micro enterprises in the East Java (Pasuruan, Malang, Kediri, Ponorogo, and Gresik) and the analysis is conducted using Partial Least Squares (SmartPLS). Furthermore, the model has been validated its acceptance in the field by adopting the extended Technology Acceptance Model (TAM). This study has revealed that the perceived usefulness, perceived easy to use and perceived benefit are found to have a positive impact on the intention of micro enterprises to use IICME model, which later assist them to access to financial services in Indonesia. Furthermore, perceived easy to use has a positive relationship and direct effect with perceived usefulness of micro enter- prises to use the IICME model. The findings of this study can be used to develop a specific framework in which to examine other components of using the IICME model’s behavior and to plan appropriate intervention strategies to increase financial accessibility by micro enterprises. Kantor Perwakilan Bank Indonesia Provinsi Jawa Timur 2019-03-30 Article PeerReviewed application/pdf en http://irep.iium.edu.my/96185/7/96185_Modelling%20micro%20enterprises%E2%80%99%20behavioral%20intention%20to%20adopt%20integrated%20Islamic.pdf Mohd Thas Thaker, Mohamed Asmy and Mohd Thas Thaker, Hassanudin (2019) Modelling micro enterprises’ behavioral intention to adopt integrated Islamic crowdfunding-micro enterprise (IICME) model as a source of financing in East Java, Indonesia. East Java Economic Journal, 3 (1). pp. 67-86. ISSN 2597-8780 https://ejavec.id/index.php/ejavec/article/view/23/25 https://doi.org/10.53572/ejavec.v3i1.23
institution Universiti Islam Antarabangsa Malaysia
building IIUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider International Islamic University Malaysia
content_source IIUM Repository (IREP)
url_provider http://irep.iium.edu.my/
language English
topic BPH Islamic Economics
H Social Sciences (General)
spellingShingle BPH Islamic Economics
H Social Sciences (General)
Mohd Thas Thaker, Mohamed Asmy
Mohd Thas Thaker, Hassanudin
Modelling micro enterprises’ behavioral intention to adopt integrated Islamic crowdfunding-micro enterprise (IICME) model as a source of financing in East Java, Indonesia
description The present study has proposed Integrated Islamic Crowdfunding-Micro Enterprise (IIC- ME) model to assist micro enterprises in meeting their need to access external financial services in East Java, Indonesia. Upon the proposed model, this study examines the be- havioural intention of micro enterprises to use IICME model. The primary data are collect- ed from the survey administered to micro enterprises in the East Java (Pasuruan, Malang, Kediri, Ponorogo, and Gresik) and the analysis is conducted using Partial Least Squares (SmartPLS). Furthermore, the model has been validated its acceptance in the field by adopting the extended Technology Acceptance Model (TAM). This study has revealed that the perceived usefulness, perceived easy to use and perceived benefit are found to have a positive impact on the intention of micro enterprises to use IICME model, which later assist them to access to financial services in Indonesia. Furthermore, perceived easy to use has a positive relationship and direct effect with perceived usefulness of micro enter- prises to use the IICME model. The findings of this study can be used to develop a specific framework in which to examine other components of using the IICME model’s behavior and to plan appropriate intervention strategies to increase financial accessibility by micro enterprises.
format Article
author Mohd Thas Thaker, Mohamed Asmy
Mohd Thas Thaker, Hassanudin
author_facet Mohd Thas Thaker, Mohamed Asmy
Mohd Thas Thaker, Hassanudin
author_sort Mohd Thas Thaker, Mohamed Asmy
title Modelling micro enterprises’ behavioral intention to adopt integrated Islamic crowdfunding-micro enterprise (IICME) model as a source of financing in East Java, Indonesia
title_short Modelling micro enterprises’ behavioral intention to adopt integrated Islamic crowdfunding-micro enterprise (IICME) model as a source of financing in East Java, Indonesia
title_full Modelling micro enterprises’ behavioral intention to adopt integrated Islamic crowdfunding-micro enterprise (IICME) model as a source of financing in East Java, Indonesia
title_fullStr Modelling micro enterprises’ behavioral intention to adopt integrated Islamic crowdfunding-micro enterprise (IICME) model as a source of financing in East Java, Indonesia
title_full_unstemmed Modelling micro enterprises’ behavioral intention to adopt integrated Islamic crowdfunding-micro enterprise (IICME) model as a source of financing in East Java, Indonesia
title_sort modelling micro enterprises’ behavioral intention to adopt integrated islamic crowdfunding-micro enterprise (iicme) model as a source of financing in east java, indonesia
publisher Kantor Perwakilan Bank Indonesia Provinsi Jawa Timur
publishDate 2019
url http://irep.iium.edu.my/96185/7/96185_Modelling%20micro%20enterprises%E2%80%99%20behavioral%20intention%20to%20adopt%20integrated%20Islamic.pdf
http://irep.iium.edu.my/96185/
https://ejavec.id/index.php/ejavec/article/view/23/25
https://doi.org/10.53572/ejavec.v3i1.23
_version_ 1724072827509800960
score 13.211869

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