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Financial literacy among university students and its implications towards financial scams

The acquisition of financial literacy is crucial in facilitating improved financial decision-making and promoting the long-term financial stability of individuals, families, and the nation as a whole. It is anticipated that increased levels of financial literacy, particularly among younger cohorts,...

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Main Authors: Abdul Karim, Norzitah, Ab Wahid, Zainora, Kamarul Ariffin, Syahrul-Niza, Syed Nor, Syarifah Heryati, Nazlan, Ahmad Najib, Kassim, Salina
Format: Article
Language:English
Published: AMH International 2023
Subjects:
HG Finance
HG1501 Banking
HG179 Personal finance
HG3368 Islamic Banking and Finance
Online Access:http://irep.iium.edu.my/110217/7/110217_Financial%20literacy%20among%20university%20students.pdf
http://irep.iium.edu.my/110217/
https://ojs.amhinternational.com/index.php/imbr/article/view/3560
https://doi.org/10.22610/imbr.v15i3(I).3560
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spelling my.iium.irep.1102172024-01-17T07:25:39Z http://irep.iium.edu.my/110217/ Financial literacy among university students and its implications towards financial scams Abdul Karim, Norzitah Ab Wahid, Zainora Kamarul Ariffin, Syahrul-Niza Syed Nor, Syarifah Heryati Nazlan, Ahmad Najib Kassim, Salina HG Finance HG1501 Banking HG179 Personal finance HG3368 Islamic Banking and Finance The acquisition of financial literacy is crucial in facilitating improved financial decision-making and promoting the long-term financial stability of individuals, families, and the nation as a whole. It is anticipated that increased levels of financial literacy, particularly among younger cohorts, will result in enhanced economic indicators, improved payment records, and more sustainable levels of debt for both people and the nation. The attainment of a high quality of life is of paramount importance for Malaysia's progression towards achieving the status of a developed nation. However, it is worth noting that a significant proportion of Malaysians, specifically one out of every three individuals, perceive their level of financial awareness to be relatively low. Moreover, a significant disparity exists in the level of financial literacy among 15-year-old pupils in OECD and partner countries, such as Malaysia. This study attempts to explore conceptually the relationship between financial literacy and its impacts on financial scams among university students. This study will increase the level of financial literacy among Malaysians before embarking on any financial investments. AMH International 2023-10-08 Article PeerReviewed application/pdf en http://irep.iium.edu.my/110217/7/110217_Financial%20literacy%20among%20university%20students.pdf Abdul Karim, Norzitah and Ab Wahid, Zainora and Kamarul Ariffin, Syahrul-Niza and Syed Nor, Syarifah Heryati and Nazlan, Ahmad Najib and Kassim, Salina (2023) Financial literacy among university students and its implications towards financial scams. Information Management and Business Review, 15 (3). pp. 124-128. ISSN 2220-3796 https://ojs.amhinternational.com/index.php/imbr/article/view/3560 https://doi.org/10.22610/imbr.v15i3(I).3560
institution Universiti Islam Antarabangsa Malaysia
building IIUM Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider International Islamic University Malaysia
content_source IIUM Repository (IREP)
url_provider http://irep.iium.edu.my/
language English
topic HG Finance
HG1501 Banking
HG179 Personal finance
HG3368 Islamic Banking and Finance
spellingShingle HG Finance
HG1501 Banking
HG179 Personal finance
HG3368 Islamic Banking and Finance
Abdul Karim, Norzitah
Ab Wahid, Zainora
Kamarul Ariffin, Syahrul-Niza
Syed Nor, Syarifah Heryati
Nazlan, Ahmad Najib
Kassim, Salina
Financial literacy among university students and its implications towards financial scams
description The acquisition of financial literacy is crucial in facilitating improved financial decision-making and promoting the long-term financial stability of individuals, families, and the nation as a whole. It is anticipated that increased levels of financial literacy, particularly among younger cohorts, will result in enhanced economic indicators, improved payment records, and more sustainable levels of debt for both people and the nation. The attainment of a high quality of life is of paramount importance for Malaysia's progression towards achieving the status of a developed nation. However, it is worth noting that a significant proportion of Malaysians, specifically one out of every three individuals, perceive their level of financial awareness to be relatively low. Moreover, a significant disparity exists in the level of financial literacy among 15-year-old pupils in OECD and partner countries, such as Malaysia. This study attempts to explore conceptually the relationship between financial literacy and its impacts on financial scams among university students. This study will increase the level of financial literacy among Malaysians before embarking on any financial investments.
format Article
author Abdul Karim, Norzitah
Ab Wahid, Zainora
Kamarul Ariffin, Syahrul-Niza
Syed Nor, Syarifah Heryati
Nazlan, Ahmad Najib
Kassim, Salina
author_facet Abdul Karim, Norzitah
Ab Wahid, Zainora
Kamarul Ariffin, Syahrul-Niza
Syed Nor, Syarifah Heryati
Nazlan, Ahmad Najib
Kassim, Salina
author_sort Abdul Karim, Norzitah
title Financial literacy among university students and its implications towards financial scams
title_short Financial literacy among university students and its implications towards financial scams
title_full Financial literacy among university students and its implications towards financial scams
title_fullStr Financial literacy among university students and its implications towards financial scams
title_full_unstemmed Financial literacy among university students and its implications towards financial scams
title_sort financial literacy among university students and its implications towards financial scams
publisher AMH International
publishDate 2023
url http://irep.iium.edu.my/110217/7/110217_Financial%20literacy%20among%20university%20students.pdf
http://irep.iium.edu.my/110217/
https://ojs.amhinternational.com/index.php/imbr/article/view/3560
https://doi.org/10.22610/imbr.v15i3(I).3560
_version_ 1789424064320765952
score 13.211869

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