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Willingness of Generation Z towards financial planning

Although Generation Z has never had more access to financial information due to digital transformation, most of them are unable to handle even the most fundamental aspects of money management. The current study looks at four key factors—financial knowledge, financial attitude, financial behavior, an...

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Main Authors: Lee, Jin Sheng, Soo, Jin Shen, Lim, Tiong Wei, Yee, Wil Shen
Format: Final Year Project / Dissertation / Thesis
Published: 2024
Subjects:
HA Statistics
HM Sociology
Online Access:http://eprints.utar.edu.my/6904/1/Lee_Jin_Sheng_20ABB03792.pdf
http://eprints.utar.edu.my/6904/
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spelling my-utar-eprints.69042025-02-03T07:24:16Z Willingness of Generation Z towards financial planning Lee, Jin Sheng Soo, Jin Shen Lim, Tiong Wei Yee, Wil Shen HA Statistics HM Sociology Although Generation Z has never had more access to financial information due to digital transformation, most of them are unable to handle even the most fundamental aspects of money management. The current study looks at four key factors—financial knowledge, financial attitude, financial behavior, and financial literacy to determine the willingness of Generation Z towards financial planning. Questionnaires were sent to 385 members of the Malaysian Gen-Z population, chosen using probability sampling, to gather data for this research. Afterwards, it was determined by multiple linear regression analysis that the willingness of generation Z towards financial planning is significantly influenced by financial knowledge, financial attitude, financial behavior and financial literacy. The final section offers suggestions for creating financial education initiatives that specifically address the needs of Generation Z to raise their level of financial knowledge, financial behavior, financial attitude and financial literacy. In doing so, the study continues to add to the body of knowledge regarding financial planning while also strengthening the case for developing a generation that is more robust and more financially prepared. 2024-06 Final Year Project / Dissertation / Thesis NonPeerReviewed application/pdf http://eprints.utar.edu.my/6904/1/Lee_Jin_Sheng_20ABB03792.pdf Lee, Jin Sheng and Soo, Jin Shen and Lim, Tiong Wei and Yee, Wil Shen (2024) Willingness of Generation Z towards financial planning. Final Year Project, UTAR. http://eprints.utar.edu.my/6904/
institution Universiti Tunku Abdul Rahman
building UTAR Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Tunku Abdul Rahman
content_source UTAR Institutional Repository
url_provider http://eprints.utar.edu.my
topic HA Statistics
HM Sociology
spellingShingle HA Statistics
HM Sociology
Lee, Jin Sheng
Soo, Jin Shen
Lim, Tiong Wei
Yee, Wil Shen
Willingness of Generation Z towards financial planning
description Although Generation Z has never had more access to financial information due to digital transformation, most of them are unable to handle even the most fundamental aspects of money management. The current study looks at four key factors—financial knowledge, financial attitude, financial behavior, and financial literacy to determine the willingness of Generation Z towards financial planning. Questionnaires were sent to 385 members of the Malaysian Gen-Z population, chosen using probability sampling, to gather data for this research. Afterwards, it was determined by multiple linear regression analysis that the willingness of generation Z towards financial planning is significantly influenced by financial knowledge, financial attitude, financial behavior and financial literacy. The final section offers suggestions for creating financial education initiatives that specifically address the needs of Generation Z to raise their level of financial knowledge, financial behavior, financial attitude and financial literacy. In doing so, the study continues to add to the body of knowledge regarding financial planning while also strengthening the case for developing a generation that is more robust and more financially prepared.
format Final Year Project / Dissertation / Thesis
author Lee, Jin Sheng
Soo, Jin Shen
Lim, Tiong Wei
Yee, Wil Shen
author_facet Lee, Jin Sheng
Soo, Jin Shen
Lim, Tiong Wei
Yee, Wil Shen
author_sort Lee, Jin Sheng
title Willingness of Generation Z towards financial planning
title_short Willingness of Generation Z towards financial planning
title_full Willingness of Generation Z towards financial planning
title_fullStr Willingness of Generation Z towards financial planning
title_full_unstemmed Willingness of Generation Z towards financial planning
title_sort willingness of generation z towards financial planning
publishDate 2024
url http://eprints.utar.edu.my/6904/1/Lee_Jin_Sheng_20ABB03792.pdf
http://eprints.utar.edu.my/6904/
_version_ 1823544763196899328
score 13.23648

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