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Design and implementation of personal loan processing systems using AI technique

This project focuses on the design and implementation of personal loan processing system using artificial intelligence technique. With the issue of manual and tedious tasks in traditional personal loan processing operations, many banking and financial institutions have not seen substantial increase...

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Main Author: Lee, Jason Chia Shen
Format: Final Year Project / Dissertation / Thesis
Published: 2024
Subjects:
H Social Sciences (General)
T Technology (General)
TD Environmental technology. Sanitary engineering
Online Access:http://eprints.utar.edu.my/6638/1/fyp_CS_2024_LJCS.pdf
http://eprints.utar.edu.my/6638/
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spelling my-utar-eprints.66382024-10-23T05:53:55Z Design and implementation of personal loan processing systems using AI technique Lee, Jason Chia Shen H Social Sciences (General) T Technology (General) TD Environmental technology. Sanitary engineering This project focuses on the design and implementation of personal loan processing system using artificial intelligence technique. With the issue of manual and tedious tasks in traditional personal loan processing operations, many banking and financial institutions have not seen substantial increase in their productivity. As for that, this project has proposed a personal loan system to automate the manual loan processes. The borrower can get their creditworthiness and eligibility for a loan checked in an accurate manner and in a very short time. This project integrates a gradient boosting model (XGBoost) and SHAP (Shapley Additive exPlanations) values to accurately predict the creditworthiness of the borrower in the context of loan approval. Furthermore, to tackle the issue of inadequate credit history, the digital footprints of the borrower will also be used to compute their eligibility for a loan. The proposed personal loan system is light weight to be deployed in real world conditions where time and performance matter. This system will comply to all the ethical standards and regulations to give the borrower a peace of mind when using the system. The system will be transparent enough to be used in real banking and financial organizations. 2024-01 Final Year Project / Dissertation / Thesis NonPeerReviewed application/pdf http://eprints.utar.edu.my/6638/1/fyp_CS_2024_LJCS.pdf Lee, Jason Chia Shen (2024) Design and implementation of personal loan processing systems using AI technique. Final Year Project, UTAR. http://eprints.utar.edu.my/6638/
institution Universiti Tunku Abdul Rahman
building UTAR Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Tunku Abdul Rahman
content_source UTAR Institutional Repository
url_provider http://eprints.utar.edu.my
topic H Social Sciences (General)
T Technology (General)
TD Environmental technology. Sanitary engineering
spellingShingle H Social Sciences (General)
T Technology (General)
TD Environmental technology. Sanitary engineering
Lee, Jason Chia Shen
Design and implementation of personal loan processing systems using AI technique
description This project focuses on the design and implementation of personal loan processing system using artificial intelligence technique. With the issue of manual and tedious tasks in traditional personal loan processing operations, many banking and financial institutions have not seen substantial increase in their productivity. As for that, this project has proposed a personal loan system to automate the manual loan processes. The borrower can get their creditworthiness and eligibility for a loan checked in an accurate manner and in a very short time. This project integrates a gradient boosting model (XGBoost) and SHAP (Shapley Additive exPlanations) values to accurately predict the creditworthiness of the borrower in the context of loan approval. Furthermore, to tackle the issue of inadequate credit history, the digital footprints of the borrower will also be used to compute their eligibility for a loan. The proposed personal loan system is light weight to be deployed in real world conditions where time and performance matter. This system will comply to all the ethical standards and regulations to give the borrower a peace of mind when using the system. The system will be transparent enough to be used in real banking and financial organizations.
format Final Year Project / Dissertation / Thesis
author Lee, Jason Chia Shen
author_facet Lee, Jason Chia Shen
author_sort Lee, Jason Chia Shen
title Design and implementation of personal loan processing systems using AI technique
title_short Design and implementation of personal loan processing systems using AI technique
title_full Design and implementation of personal loan processing systems using AI technique
title_fullStr Design and implementation of personal loan processing systems using AI technique
title_full_unstemmed Design and implementation of personal loan processing systems using AI technique
title_sort design and implementation of personal loan processing systems using ai technique
publishDate 2024
url http://eprints.utar.edu.my/6638/1/fyp_CS_2024_LJCS.pdf
http://eprints.utar.edu.my/6638/
_version_ 1814061976182063104
score 13.211869

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