Cover Image

The relationship between retirement planning behavior and risk tolerance among urban adult employees in Malaysia

This research paper aimed to determine the relationship between retirement planning behavior and risk tolerance among urban area employees in Malaysia. In this study, there are three independent variables, including risk tolerance, financial knowledge, and propensity to plan. The theory applied in t...

Full description

Saved in:
Bibliographic Details
Main Authors: Goh, Zi Wei, Lee, Hao Xian, Lee, Jun Han, Tan, Jing Yang
Format: Final Year Project / Dissertation / Thesis
Published: 2023
Subjects:
H Social Sciences (General)
HT Communities. Classes. Races
Online Access:http://eprints.utar.edu.my/5435/1/fyp_FN_2023_LJH.pdf
http://eprints.utar.edu.my/5435/
Tags: Add Tag
No Tags, Be the first to tag this record!
id my-utar-eprints.5435
record_format eprints
spelling my-utar-eprints.54352023-08-15T14:13:39Z The relationship between retirement planning behavior and risk tolerance among urban adult employees in Malaysia Goh, Zi Wei Lee, Hao Xian Lee, Jun Han Tan, Jing Yang H Social Sciences (General) HT Communities. Classes. Races This research paper aimed to determine the relationship between retirement planning behavior and risk tolerance among urban area employees in Malaysia. In this study, there are three independent variables, including risk tolerance, financial knowledge, and propensity to plan. The theory applied in this study are principle of propensity to plan, risk-bearing and consumption theory, and theory of planned behavior. The target population in our research are those Malaysian who in working age between 15-64 years old, including early working ages, middle working age and old-working age employees in urban area Malaysia. Smart PLS software has been applied in this study for compute, measure, and determined the statistical results in our research. The major findings show that financial knowledge is not correlated to the retirement planning behavior, but risk tolerance and propensity to plan are both correlated. At the same time, gender as a moderator has no moderating effect in the interaction between propensity to plan and retirement planning behavior, while it has not moderated effect in the interaction between risk tolerance and retirement planning behavior, as well as the interaction between financial knowledge and retirement planning behavior. 2023-04 Final Year Project / Dissertation / Thesis NonPeerReviewed application/pdf http://eprints.utar.edu.my/5435/1/fyp_FN_2023_LJH.pdf Goh, Zi Wei and Lee, Hao Xian and Lee, Jun Han and Tan, Jing Yang (2023) The relationship between retirement planning behavior and risk tolerance among urban adult employees in Malaysia. Final Year Project, UTAR. http://eprints.utar.edu.my/5435/
institution Universiti Tunku Abdul Rahman
building UTAR Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Tunku Abdul Rahman
content_source UTAR Institutional Repository
url_provider http://eprints.utar.edu.my
topic H Social Sciences (General)
HT Communities. Classes. Races
spellingShingle H Social Sciences (General)
HT Communities. Classes. Races
Goh, Zi Wei
Lee, Hao Xian
Lee, Jun Han
Tan, Jing Yang
The relationship between retirement planning behavior and risk tolerance among urban adult employees in Malaysia
description This research paper aimed to determine the relationship between retirement planning behavior and risk tolerance among urban area employees in Malaysia. In this study, there are three independent variables, including risk tolerance, financial knowledge, and propensity to plan. The theory applied in this study are principle of propensity to plan, risk-bearing and consumption theory, and theory of planned behavior. The target population in our research are those Malaysian who in working age between 15-64 years old, including early working ages, middle working age and old-working age employees in urban area Malaysia. Smart PLS software has been applied in this study for compute, measure, and determined the statistical results in our research. The major findings show that financial knowledge is not correlated to the retirement planning behavior, but risk tolerance and propensity to plan are both correlated. At the same time, gender as a moderator has no moderating effect in the interaction between propensity to plan and retirement planning behavior, while it has not moderated effect in the interaction between risk tolerance and retirement planning behavior, as well as the interaction between financial knowledge and retirement planning behavior.
format Final Year Project / Dissertation / Thesis
author Goh, Zi Wei
Lee, Hao Xian
Lee, Jun Han
Tan, Jing Yang
author_facet Goh, Zi Wei
Lee, Hao Xian
Lee, Jun Han
Tan, Jing Yang
author_sort Goh, Zi Wei
title The relationship between retirement planning behavior and risk tolerance among urban adult employees in Malaysia
title_short The relationship between retirement planning behavior and risk tolerance among urban adult employees in Malaysia
title_full The relationship between retirement planning behavior and risk tolerance among urban adult employees in Malaysia
title_fullStr The relationship between retirement planning behavior and risk tolerance among urban adult employees in Malaysia
title_full_unstemmed The relationship between retirement planning behavior and risk tolerance among urban adult employees in Malaysia
title_sort relationship between retirement planning behavior and risk tolerance among urban adult employees in malaysia
publishDate 2023
url http://eprints.utar.edu.my/5435/1/fyp_FN_2023_LJH.pdf
http://eprints.utar.edu.my/5435/
_version_ 1775627966286397440
score 13.211869

Similar Items