Cover Image

Macro and bank specific determinants that affect profitability of commercial bank in Malaysia from period 2007 to 2016

Bank profitability is an important issue to several sectors which including domestic economists, commercial banker, shareholders and government since it is helpful for them. The reasons are not only country profitability was tied up with bank profitability, thus it can also affect the country econom...

Full description

Saved in:
Bibliographic Details
Main Authors: Anitha, Ramachandran, Foon, Pui She, Ng, Ben Choy, Ngo, See Huei, Ong, Jia Huey
Format: Final Year Project / Dissertation / Thesis
Published: 2019
Subjects:
HG Finance
Online Access:http://eprints.utar.edu.my/3555/1/fyp_BF_2019_AR.pdf
http://eprints.utar.edu.my/3555/
Tags: Add Tag
No Tags, Be the first to tag this record!
id my-utar-eprints.3555
record_format eprints
spelling my-utar-eprints.35552019-09-03T14:26:08Z Macro and bank specific determinants that affect profitability of commercial bank in Malaysia from period 2007 to 2016 Anitha, Ramachandran Foon, Pui She Ng, Ben Choy Ngo, See Huei Ong, Jia Huey HG Finance Bank profitability is an important issue to several sectors which including domestic economists, commercial banker, shareholders and government since it is helpful for them. The reasons are not only country profitability was tied up with bank profitability, thus it can also affect the country economy but also help banker in bank business operation like risk management. There are numbers of past literature have conducted to determine the impact on bank profitability by using different macroeconomic and microeconomic factors. In the view of better understanding on bank profitability, this study is being aim to more accurately investigate how the economic and banking activities in Malaysia affect the ROE. This research involved five macroeconomic and bank specific variables including inflation rate, gross domestic product, unemployment rate, net interest income margin and non-performing loans; thus it is aiming to investigate how each of the variables influences ROE respectively. Moreover, this research contained eight commercial banks in Malaysia including Public bank, Maybank, CIMB bank, Hong Leong bank, RHB bank, AmBank, Alliance bank and Affin bank. We used secondary data to conduct the study by obtaining the macroeconomic variables data from World Bank from period 2007 to 2016 while the microeconomic variables data of 8 commercial banks from the annual report start from year 2007 until 2016. All these analysis are conducted by using E-Views 10 to investigate the relationship of independent variables (Inflation Rate, Gross Domestic Product, Unemployment Rate, Net Interest Income Margin and Non-Performing Loans) and dependent variable (Return on Equity). Based on the finding of study, theoretical and practical implications were presented in the study. In a nutshell, the analysis on the major findings, implications of the research, limitations for the study, and recommendations for future research are discussed in the end of this study. 2019-04-04 Final Year Project / Dissertation / Thesis NonPeerReviewed application/pdf http://eprints.utar.edu.my/3555/1/fyp_BF_2019_AR.pdf Anitha, Ramachandran and Foon, Pui She and Ng, Ben Choy and Ngo, See Huei and Ong, Jia Huey (2019) Macro and bank specific determinants that affect profitability of commercial bank in Malaysia from period 2007 to 2016. Final Year Project, UTAR. http://eprints.utar.edu.my/3555/
institution Universiti Tunku Abdul Rahman
building UTAR Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Tunku Abdul Rahman
content_source UTAR Institutional Repository
url_provider http://eprints.utar.edu.my
topic HG Finance
spellingShingle HG Finance
Anitha, Ramachandran
Foon, Pui She
Ng, Ben Choy
Ngo, See Huei
Ong, Jia Huey
Macro and bank specific determinants that affect profitability of commercial bank in Malaysia from period 2007 to 2016
description Bank profitability is an important issue to several sectors which including domestic economists, commercial banker, shareholders and government since it is helpful for them. The reasons are not only country profitability was tied up with bank profitability, thus it can also affect the country economy but also help banker in bank business operation like risk management. There are numbers of past literature have conducted to determine the impact on bank profitability by using different macroeconomic and microeconomic factors. In the view of better understanding on bank profitability, this study is being aim to more accurately investigate how the economic and banking activities in Malaysia affect the ROE. This research involved five macroeconomic and bank specific variables including inflation rate, gross domestic product, unemployment rate, net interest income margin and non-performing loans; thus it is aiming to investigate how each of the variables influences ROE respectively. Moreover, this research contained eight commercial banks in Malaysia including Public bank, Maybank, CIMB bank, Hong Leong bank, RHB bank, AmBank, Alliance bank and Affin bank. We used secondary data to conduct the study by obtaining the macroeconomic variables data from World Bank from period 2007 to 2016 while the microeconomic variables data of 8 commercial banks from the annual report start from year 2007 until 2016. All these analysis are conducted by using E-Views 10 to investigate the relationship of independent variables (Inflation Rate, Gross Domestic Product, Unemployment Rate, Net Interest Income Margin and Non-Performing Loans) and dependent variable (Return on Equity). Based on the finding of study, theoretical and practical implications were presented in the study. In a nutshell, the analysis on the major findings, implications of the research, limitations for the study, and recommendations for future research are discussed in the end of this study.
format Final Year Project / Dissertation / Thesis
author Anitha, Ramachandran
Foon, Pui She
Ng, Ben Choy
Ngo, See Huei
Ong, Jia Huey
author_facet Anitha, Ramachandran
Foon, Pui She
Ng, Ben Choy
Ngo, See Huei
Ong, Jia Huey
author_sort Anitha, Ramachandran
title Macro and bank specific determinants that affect profitability of commercial bank in Malaysia from period 2007 to 2016
title_short Macro and bank specific determinants that affect profitability of commercial bank in Malaysia from period 2007 to 2016
title_full Macro and bank specific determinants that affect profitability of commercial bank in Malaysia from period 2007 to 2016
title_fullStr Macro and bank specific determinants that affect profitability of commercial bank in Malaysia from period 2007 to 2016
title_full_unstemmed Macro and bank specific determinants that affect profitability of commercial bank in Malaysia from period 2007 to 2016
title_sort macro and bank specific determinants that affect profitability of commercial bank in malaysia from period 2007 to 2016
publishDate 2019
url http://eprints.utar.edu.my/3555/1/fyp_BF_2019_AR.pdf
http://eprints.utar.edu.my/3555/
_version_ 1646031198724554752
score 13.211869

Similar Items