Table of integration model for motor vehicle sharia insurance
Motor vehicle insurance is one of the general insurance types that provide coverage for loss, damages, and disappearance of a motor vehicle due to risks experienced by the covered object. The product illustration of motor vehicle insurance is generally presented in a condensed form, containing few...
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| Main Authors: | , , |
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| Format: | Article |
| Language: | English |
| Published: |
2020
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| Subjects: | |
| Online Access: | http://eprints.unisza.edu.my/6835/1/FH02-FPP-20-37480.pdf http://eprints.unisza.edu.my/6835/ |
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| Summary: | Motor vehicle insurance is one of the general insurance types that provide coverage for loss, damages,
and disappearance of a motor vehicle due to risks experienced by the covered object. The product
illustration of motor vehicle insurance is generally presented in a condensed form, containing few pages
and limited information. Based on a product illustration of motor vehicle sharia insurance issued by
PT. Asuransi Tri Pakarta (TRIPA) treated as a case study, an alternative version of product illustration
in form of a table of integration model was designed to not only provided general information but also
vehicle prices, values of premiums, tabarru, ujrah, investment, insurance costs, and surplus (if any). The
partitions also performed on the additional protection offered by TRIPA so that the benefits that would
be received by the insured would be greater. The generated table of integration model presents richer
information regarding the insurance products, better scheme, and transparency in the management of
total premiums. |
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