Interest rate and loan supply: Islamic versus conventional banking system

This paper attempts to explore the effect of interest rate on loan supply of Islamic banking and Conventional banking system. The analysis segregated the Islamic and Conventional banking system into commercial bank, finance company and merchant bank. Overnight and 3 month Klibor are used as interest...

Full description

Saved in:
Bibliographic Details
Main Authors: Liza Marwati Mohd Yusoff,, Aisyah Abdul Rahman,, Norazlan Alias,
Format: Article
Published: Penerbit Universiti Kebangsaan Malaysia 2001
Online Access:http://journalarticle.ukm.my/4665/
http://www.ukm.my/penerbit/jem35-04.html
Tags: Add Tag
No Tags, Be the first to tag this record!
id my-ukm.journal.4665
record_format eprints
spelling my-ukm.journal.46652012-05-14T04:31:39Z http://journalarticle.ukm.my/4665/ Interest rate and loan supply: Islamic versus conventional banking system Liza Marwati Mohd Yusoff, Aisyah Abdul Rahman, Norazlan Alias, This paper attempts to explore the effect of interest rate on loan supply of Islamic banking and Conventional banking system. The analysis segregated the Islamic and Conventional banking system into commercial bank, finance company and merchant bank. Overnight and 3 month Klibor are used as interest proxy. Unit root test, Granger Causality test, Akaike Information Criterion and Regression analysist are used in the study. The results of Granger Causality test indicate that the growth of overnight Klibor causes changes in the growth of Islamic and Conventional loan of Merchant Banks significantly and from the regression analysis, it is confirm that Islamic and Conventional loan growth of merchant bank are significantly positive related to overnight Klibor. Penerbit Universiti Kebangsaan Malaysia 2001 Article PeerReviewed Liza Marwati Mohd Yusoff, and Aisyah Abdul Rahman, and Norazlan Alias, (2001) Interest rate and loan supply: Islamic versus conventional banking system. Jurnal Ekonomi Malaysia, 35 . ISSN 0127-1962 http://www.ukm.my/penerbit/jem35-04.html
institution Universiti Kebangsaan Malaysia
building Perpustakaan Tun Sri Lanang Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Kebangsaan Malaysia
content_source UKM Journal Article Repository
url_provider http://journalarticle.ukm.my/
description This paper attempts to explore the effect of interest rate on loan supply of Islamic banking and Conventional banking system. The analysis segregated the Islamic and Conventional banking system into commercial bank, finance company and merchant bank. Overnight and 3 month Klibor are used as interest proxy. Unit root test, Granger Causality test, Akaike Information Criterion and Regression analysist are used in the study. The results of Granger Causality test indicate that the growth of overnight Klibor causes changes in the growth of Islamic and Conventional loan of Merchant Banks significantly and from the regression analysis, it is confirm that Islamic and Conventional loan growth of merchant bank are significantly positive related to overnight Klibor.
format Article
author Liza Marwati Mohd Yusoff,
Aisyah Abdul Rahman,
Norazlan Alias,
spellingShingle Liza Marwati Mohd Yusoff,
Aisyah Abdul Rahman,
Norazlan Alias,
Interest rate and loan supply: Islamic versus conventional banking system
author_facet Liza Marwati Mohd Yusoff,
Aisyah Abdul Rahman,
Norazlan Alias,
author_sort Liza Marwati Mohd Yusoff,
title Interest rate and loan supply: Islamic versus conventional banking system
title_short Interest rate and loan supply: Islamic versus conventional banking system
title_full Interest rate and loan supply: Islamic versus conventional banking system
title_fullStr Interest rate and loan supply: Islamic versus conventional banking system
title_full_unstemmed Interest rate and loan supply: Islamic versus conventional banking system
title_sort interest rate and loan supply: islamic versus conventional banking system
publisher Penerbit Universiti Kebangsaan Malaysia
publishDate 2001
url http://journalarticle.ukm.my/4665/
http://www.ukm.my/penerbit/jem35-04.html
_version_ 1643736155108147200
score 13.211869