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Systematic review of factors influencing the demand for medical and health insurance in Malaysia

Introduction Medical and health insurance provides financial protection against the consequences of the occurrences of health risks. Different perceptions have led to resistance to change, as well as the acceptance level from Malaysians. It is fundamental to study the reception and acceptance of al...

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Main Authors: Ellyana Mohamad Selamat,, Siti Rasidah Abd Ghani,, Nurcholisah Fitra,
Format: Article
Language:English
Published: Penerbit Universiti Kebangsaan Malaysia 2020
Online Access:http://journalarticle.ukm.my/15318/1/272-Article%20Text-1504-1-10-20200911.pdf
http://journalarticle.ukm.my/15318/
http://spaj.ukm.my/ijphr/index.php/ijphr/issue/view/27
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spelling my-ukm.journal.153182020-10-02T08:49:50Z http://journalarticle.ukm.my/15318/ Systematic review of factors influencing the demand for medical and health insurance in Malaysia Ellyana Mohamad Selamat, Siti Rasidah Abd Ghani, Nurcholisah Fitra, Introduction Medical and health insurance provides financial protection against the consequences of the occurrences of health risks. Different perceptions have led to resistance to change, as well as the acceptance level from Malaysians. It is fundamental to study the reception and acceptance of all types of insurance schemes by Malaysians and to identify the knowledge and information pertaining to reception by Malaysians. Methods A systematic search was performed from six major search engines from 2013–2018 in searches of published articles on factors that influence the demand or willingness to pay for health insurance among Malaysians. There were nine articles included, in which personal factor was found to influence the most when demanding for health insurance. Results Higher education level, younger age group, and good knowledge were associated with higher demand for health insurance. Higher household monthly income and the cost to pay were among the positively significant economic determinant factors to demand for medical insurance. Conclusions Education and promotion are important to understand why such policies were introduced and how they intend to serve the public before implementing major policies. These elements capture the essence of ‘health promotion’, which is about enabling people to take control over their health and thereby, improving their health. Penerbit Universiti Kebangsaan Malaysia 2020 Article PeerReviewed application/pdf en http://journalarticle.ukm.my/15318/1/272-Article%20Text-1504-1-10-20200911.pdf Ellyana Mohamad Selamat, and Siti Rasidah Abd Ghani, and Nurcholisah Fitra, (2020) Systematic review of factors influencing the demand for medical and health insurance in Malaysia. International Journal of Public Health Research, 10 (2). pp. 1242-1250. ISSN 2232-0245 http://spaj.ukm.my/ijphr/index.php/ijphr/issue/view/27
institution Universiti Kebangsaan Malaysia
building Tun Sri Lanang Library
collection Institutional Repository
continent Asia
country Malaysia
content_provider Universiti Kebangsaan Malaysia
content_source UKM Journal Article Repository
url_provider http://journalarticle.ukm.my/
language English
description Introduction Medical and health insurance provides financial protection against the consequences of the occurrences of health risks. Different perceptions have led to resistance to change, as well as the acceptance level from Malaysians. It is fundamental to study the reception and acceptance of all types of insurance schemes by Malaysians and to identify the knowledge and information pertaining to reception by Malaysians. Methods A systematic search was performed from six major search engines from 2013–2018 in searches of published articles on factors that influence the demand or willingness to pay for health insurance among Malaysians. There were nine articles included, in which personal factor was found to influence the most when demanding for health insurance. Results Higher education level, younger age group, and good knowledge were associated with higher demand for health insurance. Higher household monthly income and the cost to pay were among the positively significant economic determinant factors to demand for medical insurance. Conclusions Education and promotion are important to understand why such policies were introduced and how they intend to serve the public before implementing major policies. These elements capture the essence of ‘health promotion’, which is about enabling people to take control over their health and thereby, improving their health.
format Article
author Ellyana Mohamad Selamat,
Siti Rasidah Abd Ghani,
Nurcholisah Fitra,
spellingShingle Ellyana Mohamad Selamat,
Siti Rasidah Abd Ghani,
Nurcholisah Fitra,
Systematic review of factors influencing the demand for medical and health insurance in Malaysia
author_facet Ellyana Mohamad Selamat,
Siti Rasidah Abd Ghani,
Nurcholisah Fitra,
author_sort Ellyana Mohamad Selamat,
title Systematic review of factors influencing the demand for medical and health insurance in Malaysia
title_short Systematic review of factors influencing the demand for medical and health insurance in Malaysia
title_full Systematic review of factors influencing the demand for medical and health insurance in Malaysia
title_fullStr Systematic review of factors influencing the demand for medical and health insurance in Malaysia
title_full_unstemmed Systematic review of factors influencing the demand for medical and health insurance in Malaysia
title_sort systematic review of factors influencing the demand for medical and health insurance in malaysia
publisher Penerbit Universiti Kebangsaan Malaysia
publishDate 2020
url http://journalarticle.ukm.my/15318/1/272-Article%20Text-1504-1-10-20200911.pdf
http://journalarticle.ukm.my/15318/
http://spaj.ukm.my/ijphr/index.php/ijphr/issue/view/27
_version_ 1680321974606233600
score 13.211869

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