Search Results - (( loan application _ algorithm ) OR ( whale optimization sensor algorithm ))
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Whale optimization algorithm strategies for higher interaction strength t-way testing
Published 2022“…To ensure that WOA conquers premature convergence and avoids local optima for large search spaces (owing to high-order interaction), three variants of WOA have been developed, namely Structurally Modified Whale Optimization Algorithm (SWOA), Tolerance Whale Optimization Algorithm (TWOA), and Tolerance Structurally Modified Whale Optimization Algorithm (TSWOA). …”
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Whale optimization algorithm based on tent chaotic map for feature selection in soft sensors
Published 2025“…One of the powerful optimization algorithms that is used for feature selection is the Whale Optimization Algorithm (WOA), which is a nature-inspired metaheuristic optimization algorithm that mimics the social behavior of humpback whales. …”
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Using the evolutionary mating algorithm for optimizing the user comfort and energy consumption in smart building
Published 2023“…EMA belongs to the evolutionary computation group of nature-inspired metaheuristic algorithms and offers a promising solution. A comparative analysis is conducted with other well-known algorithms such as Particle Swarm Optimization (PSO), Differential Evolution (DE), Ant Colony Optimization (ACO), Biogeography-Based Optimization (BBO), Teaching-Learning Based Optimization (TLBO), and Beluga Whale Optimization (BWO). …”
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Algorithmic Loan Risk Prediction Method Based on PSO-EBGWO-Catboost
Published 2024“…Under the background of big data, it is of practical significance to prevent loan risk by the machine learning algorithm. Aiming at the characteristics of unbalanced loan data and high noise, this paper proposes an improved Gray Wolf optimization strategy (PSOEBGWO). …”
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Loan default prediction using machine learning algorithms: a systematic literature review 2020 -2023
Published 2024“…This study conducts a systematic literature review (SLR) on the prediction of loan defaults using machine learning algorithms (MLAs) from 2020 to 2023. …”
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A fuzzy decision support system for personal loan application / Muhammad Mustaqim Md Said
Published 2017“…The result produce 76.67% accuracy on approving personal loan and reliable in recommending the correct personal loan scheme for applicant.…”
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A Requirement Model For Online Web-Based Car Loan Management System For UUM Bursary
Published 2008“…The staffs have to come personally to the bursary to apply for car loan. And they are facing many difficulties when they intend to fill the application form for car loan. …”
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Clustering Based on Customers’ Behaviour in Accepting Personal Loan using Unsupervised Machine Learning
Published 2023“…This research explores the application of unsupervised learning, a subset of Artificial Intelligence (AI), to analyze customer behavior in accepting personal loans within the banking sector. …”
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Predicting credit risk of the small medium enterprises using modified KMV model / Shakila Saad
Published 2022“…It implies that this method is one of the viable alternatives that bank institutions can use in determining the credit risk of the SMEs when approving loan application.…”
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Automated model selection for corporation credit risk assessment using machine learning / Zulkifli Halim
Published 2023“…This study has proposed an automated model selection based on the exhaustive search algorithm—that caused the timeout and memory leak issues. …”
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