Key risk determinant of listed deposit-taking institutions in Malaysia
Risk management is a critical function in banking operations in the wake of several banking crises. However; we find few studies on risk management and a lack of empirical investigation on factors affecting the risk of Malaysian banks. These gaps have motivated us to identify the main factors assoc...
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| Format: | Article |
| Language: | en |
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Universiti Utara Malaysia
2004
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| Online Access: | https://repo.uum.edu.my/id/eprint/310/1/Nor_Hayati_Ahmad.pdf https://repo.uum.edu.my/id/eprint/310/ http://mmj.uum.edu.my/ |
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| _version_ | 1834412160586874880 |
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| author | Ahmad, Nor Hayati Arif, Mohamed |
| author_facet | Ahmad, Nor Hayati Arif, Mohamed |
| author_sort | Ahmad, Nor Hayati |
| building | UUM Library |
| collection | Institutional Repository |
| content_provider | Universiti Utara Malaysia |
| content_source | UUM Institutional Repository |
| continent | Asia |
| country | Malaysia |
| description | Risk management is a critical function in banking operations in the wake of several banking crises.
However; we find few studies on risk management and a lack of empirical investigation on factors affecting the risk of Malaysian banks. These gaps have motivated us to identify the main factors associated with the risk of locally listed deposit-taking institutions. The findings show that three factors were signlficantly associated with unsystematic risk, while the systematic risk and the total risk of these
deposit-taking institutions were significantly affected by four main factors. These four factors namely non-performing loans, cost of funds, loan to deposit ratio and inter-bank offered rate however; were found to have a more profound effect on the total risk than on the systematic risk or the unsystematic risk of Malaysian deposit-taking institutions. |
| format | Article |
| id | my.uum.repo-310 |
| institution | Universiti Utara Malaysia |
| language | en |
| publishDate | 2004 |
| publisher | Universiti Utara Malaysia |
| record_format | eprints |
| spelling | my.uum.repo-3102015-06-25T07:04:46Z https://repo.uum.edu.my/id/eprint/310/ Key risk determinant of listed deposit-taking institutions in Malaysia Ahmad, Nor Hayati Arif, Mohamed HG Finance Risk management is a critical function in banking operations in the wake of several banking crises. However; we find few studies on risk management and a lack of empirical investigation on factors affecting the risk of Malaysian banks. These gaps have motivated us to identify the main factors associated with the risk of locally listed deposit-taking institutions. The findings show that three factors were signlficantly associated with unsystematic risk, while the systematic risk and the total risk of these deposit-taking institutions were significantly affected by four main factors. These four factors namely non-performing loans, cost of funds, loan to deposit ratio and inter-bank offered rate however; were found to have a more profound effect on the total risk than on the systematic risk or the unsystematic risk of Malaysian deposit-taking institutions. Universiti Utara Malaysia 2004 Article PeerReviewed application/pdf en https://repo.uum.edu.my/id/eprint/310/1/Nor_Hayati_Ahmad.pdf Ahmad, Nor Hayati and Arif, Mohamed (2004) Key risk determinant of listed deposit-taking institutions in Malaysia. Malaysian Management Journal, 8 (1). pp. 69-81. ISSN 0128-6226 http://mmj.uum.edu.my/ |
| spellingShingle | HG Finance Ahmad, Nor Hayati Arif, Mohamed Key risk determinant of listed deposit-taking institutions in Malaysia |
| title | Key risk determinant of listed deposit-taking institutions in Malaysia |
| title_full | Key risk determinant of listed deposit-taking institutions in Malaysia |
| title_fullStr | Key risk determinant of listed deposit-taking institutions in Malaysia |
| title_full_unstemmed | Key risk determinant of listed deposit-taking institutions in Malaysia |
| title_short | Key risk determinant of listed deposit-taking institutions in Malaysia |
| title_sort | key risk determinant of listed deposit-taking institutions in malaysia |
| topic | HG Finance |
| url | https://repo.uum.edu.my/id/eprint/310/1/Nor_Hayati_Ahmad.pdf https://repo.uum.edu.my/id/eprint/310/ http://mmj.uum.edu.my/ |
| url_provider | http://repo.uum.edu.my/ |