Comparative Evaluation of Asset Quality of Malaysian Bank Versus Foreign Bank.

The purpose of this dissertation is to investigate the comparative evaluation of assets quality of Malaysian bank versus foreign bank which is operating in Malaysia. This comparative study is done after considering all the factors which is contributed to the evolvement of credit risk for determining...

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Main Author: Norzihan, Mohamad
Format: Thesis
Language:en
Published: 2007
Subjects:
Online Access:https://etd.uum.edu.my/84/1/norzihan.pdf
https://etd.uum.edu.my/84/
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author Norzihan, Mohamad
author_facet Norzihan, Mohamad
author_sort Norzihan, Mohamad
building UUM Library
collection Institutional Repository
content_provider Universiti Utara Malaysia
content_source UUM Electronic Theses
continent Asia
country Malaysia
description The purpose of this dissertation is to investigate the comparative evaluation of assets quality of Malaysian bank versus foreign bank which is operating in Malaysia. This comparative study is done after considering all the factors which is contributed to the evolvement of credit risk for determining the assets quality the commercial bank studied from 2002 to 2006. A total of ten commercial banks which comprises of five local banks and five foreign banks are used in this study. Furthermore, the objective of this study is to determine the determinant of credit risk in the particular commercial bank and to examine the effect of these determinant factors towards the credit risk. In this study we used linear regression analysis. From this study there are four significant variables towards credit risk of local banks, which are loan loss provision, non performing loans (of previous year), leverage and loan concentration. Foreign banks have two significant variables which are recoveries and non performing loans (of previous year). Through comparison of credit risk, there are three variables has a similarities between local banks and foreign banks which are non performing loans (of previous year), net charge off and loan to total asset ratio. As a conclusion, this study has enhanced the understanding and information regarding on credit risk.
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spelling my.uum.etd-842013-07-24T12:05:32Z https://etd.uum.edu.my/84/ Comparative Evaluation of Asset Quality of Malaysian Bank Versus Foreign Bank. Norzihan, Mohamad HG Finance The purpose of this dissertation is to investigate the comparative evaluation of assets quality of Malaysian bank versus foreign bank which is operating in Malaysia. This comparative study is done after considering all the factors which is contributed to the evolvement of credit risk for determining the assets quality the commercial bank studied from 2002 to 2006. A total of ten commercial banks which comprises of five local banks and five foreign banks are used in this study. Furthermore, the objective of this study is to determine the determinant of credit risk in the particular commercial bank and to examine the effect of these determinant factors towards the credit risk. In this study we used linear regression analysis. From this study there are four significant variables towards credit risk of local banks, which are loan loss provision, non performing loans (of previous year), leverage and loan concentration. Foreign banks have two significant variables which are recoveries and non performing loans (of previous year). Through comparison of credit risk, there are three variables has a similarities between local banks and foreign banks which are non performing loans (of previous year), net charge off and loan to total asset ratio. As a conclusion, this study has enhanced the understanding and information regarding on credit risk. 2007-05-31 Thesis NonPeerReviewed application/pdf en https://etd.uum.edu.my/84/1/norzihan.pdf Norzihan, Mohamad (2007) Comparative Evaluation of Asset Quality of Malaysian Bank Versus Foreign Bank. Masters thesis, Universiti Utara Malaysia.
spellingShingle HG Finance
Norzihan, Mohamad
Comparative Evaluation of Asset Quality of Malaysian Bank Versus Foreign Bank.
title Comparative Evaluation of Asset Quality of Malaysian Bank Versus Foreign Bank.
title_full Comparative Evaluation of Asset Quality of Malaysian Bank Versus Foreign Bank.
title_fullStr Comparative Evaluation of Asset Quality of Malaysian Bank Versus Foreign Bank.
title_full_unstemmed Comparative Evaluation of Asset Quality of Malaysian Bank Versus Foreign Bank.
title_short Comparative Evaluation of Asset Quality of Malaysian Bank Versus Foreign Bank.
title_sort comparative evaluation of asset quality of malaysian bank versus foreign bank.
topic HG Finance
url https://etd.uum.edu.my/84/1/norzihan.pdf
https://etd.uum.edu.my/84/
url_provider http://etd.uum.edu.my/