Prestasi dan factor-faktor yang mempengaruhi bank-bank di Indonesia sebelum dan selepas krisis kewangan
The purpose of this study is to examine whether performance of Indonesian banks is affected by ownership structures, status of banks, total equity, financial crisis, economic growth and financial ratios. Banks performance is measured by cost efficiency and profitability (Data Envelopment Analysis an...
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| Format: | Thesis |
| Language: | en en |
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2015
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| Online Access: | https://etd.uum.edu.my/4898/1/s91261.pdf https://etd.uum.edu.my/4898/2/s91261_abstract.pdf https://etd.uum.edu.my/4898/ |
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| author | Agustin, Hamdi |
| author_facet | Agustin, Hamdi |
| author_sort | Agustin, Hamdi |
| building | UUM Library |
| collection | Institutional Repository |
| content_provider | Universiti Utara Malaysia |
| content_source | UUM Electronic Theses |
| continent | Asia |
| country | Malaysia |
| description | The purpose of this study is to examine whether performance of Indonesian banks is affected by ownership structures, status of banks, total equity, financial crisis, economic growth and financial ratios. Banks performance is measured by cost efficiency and profitability (Data Envelopment Analysis and Profitability (Return on Assets and Return on Equity). The sample consists of 74 banks namely 56 private banks, 15 BPDs, and three federal banks from 1995 to 2006. The data was analyzed using four methods, namely, ordinary least-squares, general least squares, random effects and tobit regression. Additional analyses were conducted in which extreme data values were adjusted either by using 0.5 percent truncating approach or three
standard deviations truncating approach. Data analysis was done for all data from 1995 to 2006. To see the impact of the financial crisis, the data is divided into during and outside crisis periods. The findings from DEA analysis show that government banks are more efficient than private banks or district development banks and regression analysis show that district development banks performed better compared to private banks. The amount of equity affects both the cost efficiency and the
profitability of banks while economic growth, financial crisis, and financial ratios affect the profitability of banks. Bank status has no effect on bank performance. This study contributes significantly to the policy makers. They should not change the structure of government-owned local banks in Indonesia, ensure that the political situation is stable, and the economy is well managed. Meanwhile for the bankers, this study shows that first, managers need to increase the amount of equity capital. Second, managers should be aware that providing foreign currency services do not
increase bank performance. Third, managers should ensure that the cost is always at an optimal level and finally, they should consider mergers. In addition, this study also enriches the literature on the banking industry in Indonesia as it discusses a unique form of bank ownership in Indonesia, i.e. the district development banks which are owned by the local government |
| format | Thesis |
| id | my.uum.etd-4898 |
| institution | Universiti Utara Malaysia |
| language | en en |
| publishDate | 2015 |
| record_format | eprints |
| spelling | my.uum.etd-48982021-03-18T03:03:43Z https://etd.uum.edu.my/4898/ Prestasi dan factor-faktor yang mempengaruhi bank-bank di Indonesia sebelum dan selepas krisis kewangan Agustin, Hamdi HB Economic Theory HG Finance The purpose of this study is to examine whether performance of Indonesian banks is affected by ownership structures, status of banks, total equity, financial crisis, economic growth and financial ratios. Banks performance is measured by cost efficiency and profitability (Data Envelopment Analysis and Profitability (Return on Assets and Return on Equity). The sample consists of 74 banks namely 56 private banks, 15 BPDs, and three federal banks from 1995 to 2006. The data was analyzed using four methods, namely, ordinary least-squares, general least squares, random effects and tobit regression. Additional analyses were conducted in which extreme data values were adjusted either by using 0.5 percent truncating approach or three standard deviations truncating approach. Data analysis was done for all data from 1995 to 2006. To see the impact of the financial crisis, the data is divided into during and outside crisis periods. The findings from DEA analysis show that government banks are more efficient than private banks or district development banks and regression analysis show that district development banks performed better compared to private banks. The amount of equity affects both the cost efficiency and the profitability of banks while economic growth, financial crisis, and financial ratios affect the profitability of banks. Bank status has no effect on bank performance. This study contributes significantly to the policy makers. They should not change the structure of government-owned local banks in Indonesia, ensure that the political situation is stable, and the economy is well managed. Meanwhile for the bankers, this study shows that first, managers need to increase the amount of equity capital. Second, managers should be aware that providing foreign currency services do not increase bank performance. Third, managers should ensure that the cost is always at an optimal level and finally, they should consider mergers. In addition, this study also enriches the literature on the banking industry in Indonesia as it discusses a unique form of bank ownership in Indonesia, i.e. the district development banks which are owned by the local government 2015 Thesis NonPeerReviewed text en https://etd.uum.edu.my/4898/1/s91261.pdf text en https://etd.uum.edu.my/4898/2/s91261_abstract.pdf Agustin, Hamdi (2015) Prestasi dan factor-faktor yang mempengaruhi bank-bank di Indonesia sebelum dan selepas krisis kewangan. PhD. thesis, Universiti Utara Malaysia. |
| spellingShingle | HB Economic Theory HG Finance Agustin, Hamdi Prestasi dan factor-faktor yang mempengaruhi bank-bank di Indonesia sebelum dan selepas krisis kewangan |
| title | Prestasi dan factor-faktor yang mempengaruhi bank-bank di Indonesia sebelum dan selepas krisis kewangan |
| title_full | Prestasi dan factor-faktor yang mempengaruhi bank-bank di Indonesia sebelum dan selepas krisis kewangan |
| title_fullStr | Prestasi dan factor-faktor yang mempengaruhi bank-bank di Indonesia sebelum dan selepas krisis kewangan |
| title_full_unstemmed | Prestasi dan factor-faktor yang mempengaruhi bank-bank di Indonesia sebelum dan selepas krisis kewangan |
| title_short | Prestasi dan factor-faktor yang mempengaruhi bank-bank di Indonesia sebelum dan selepas krisis kewangan |
| title_sort | prestasi dan factor-faktor yang mempengaruhi bank-bank di indonesia sebelum dan selepas krisis kewangan |
| topic | HB Economic Theory HG Finance |
| url | https://etd.uum.edu.my/4898/1/s91261.pdf https://etd.uum.edu.my/4898/2/s91261_abstract.pdf https://etd.uum.edu.my/4898/ |
| url_provider | http://etd.uum.edu.my/ |