Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China
A steady bank system is important cornerstones which can help modern economies maintain stability and healthy development. In order to achieve this goal, China's banking industry has experienced a long-term reformed process. The purpose of this study is to research some vital factors which infl...
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| Format: | Thesis |
| Language: | en en |
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2012
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| Online Access: | https://etd.uum.edu.my/3220/1/JI_RUI.pdf https://etd.uum.edu.my/3220/3/JI_RUI.pdf https://etd.uum.edu.my/3220/ |
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| _version_ | 1833436085330378752 |
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| author | Ji, Rui |
| author_facet | Ji, Rui |
| author_sort | Ji, Rui |
| building | UUM Library |
| collection | Institutional Repository |
| content_provider | Universiti Utara Malaysia |
| content_source | UUM Electronic Theses |
| continent | Asia |
| country | Malaysia |
| description | A steady bank system is important cornerstones which can help modern economies maintain stability and healthy development. In order to achieve this goal, China's banking industry has experienced a long-term reformed process. The purpose of this study is to research some vital factors which influence performance of the commercial banks industry in China. This study takes 4 state-owned and 2 joint-stock commercial banks of China as the research sample, by analyzing the impact of the economic variables and bank specific variables on bank performance. The variables are real growth rate, inflation rate, exchange rate, global finance crisis (for economic variables) and bank’s risk management-loan to deposit and equity ratio, bank’s size, property sector, net interest margin factors, interest income ratio and deposit-assets ratio (for bank specific variables). The bank performance is measured by ROE. The findings show that all variables contribute 85.8% to the commercial bank performance in China. Seven factors namely exchange rate, bank’s risk management- equity ratio, bank’s size, net interest margin factors, interest income ratio and deposit-assets ratio are significant determinants of bank performance in China. |
| format | Thesis |
| id | my.uum.etd-3220 |
| institution | Universiti Utara Malaysia |
| language | en en |
| publishDate | 2012 |
| record_format | eprints |
| spelling | my.uum.etd-32202016-04-19T07:48:26Z https://etd.uum.edu.my/3220/ Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China Ji, Rui HG Finance A steady bank system is important cornerstones which can help modern economies maintain stability and healthy development. In order to achieve this goal, China's banking industry has experienced a long-term reformed process. The purpose of this study is to research some vital factors which influence performance of the commercial banks industry in China. This study takes 4 state-owned and 2 joint-stock commercial banks of China as the research sample, by analyzing the impact of the economic variables and bank specific variables on bank performance. The variables are real growth rate, inflation rate, exchange rate, global finance crisis (for economic variables) and bank’s risk management-loan to deposit and equity ratio, bank’s size, property sector, net interest margin factors, interest income ratio and deposit-assets ratio (for bank specific variables). The bank performance is measured by ROE. The findings show that all variables contribute 85.8% to the commercial bank performance in China. Seven factors namely exchange rate, bank’s risk management- equity ratio, bank’s size, net interest margin factors, interest income ratio and deposit-assets ratio are significant determinants of bank performance in China. 2012-01 Thesis NonPeerReviewed text en https://etd.uum.edu.my/3220/1/JI_RUI.pdf text en https://etd.uum.edu.my/3220/3/JI_RUI.pdf Ji, Rui (2012) Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China. Masters thesis, Universiti Utara Malaysia. |
| spellingShingle | HG Finance Ji, Rui Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China |
| title | Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China |
| title_full | Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China |
| title_fullStr | Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China |
| title_full_unstemmed | Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China |
| title_short | Factors Influencing Commercial Bank Performance: A Case Study on Commercial Banks in China |
| title_sort | factors influencing commercial bank performance: a case study on commercial banks in china |
| topic | HG Finance |
| url | https://etd.uum.edu.my/3220/1/JI_RUI.pdf https://etd.uum.edu.my/3220/3/JI_RUI.pdf https://etd.uum.edu.my/3220/ |
| url_provider | http://etd.uum.edu.my/ |