APA (7th ed.) Citation

Jano, Z., Janor, H., Elangsegaran, R., Khamis, N., & Md Saad, M. S. (2012). Internet banking: Analysing encouragement and impediment factors among academicians. IRACST.

Chicago Style (17th ed.) Citation

Jano, Zanariah, Hawati Janor, Rajendraan Elangsegaran, Noorli Khamis, and Mohd Shamsuri Md Saad. Internet Banking: Analysing Encouragement and Impediment Factors Among Academicians. IRACST, 2012.

MLA (9th ed.) Citation

Jano, Zanariah, et al. Internet Banking: Analysing Encouragement and Impediment Factors Among Academicians. IRACST, 2012.