The interplay of economics, education, and management in shaping consumer choices

Consumer decision-making is shaped by multiple interacting factors that reflect financial capacity, educational exposure, and brand-related managerial influences. Using a real consumer dataset, the study investigates how these dimensions jointly contribute to variations in purchasing engagement, cam...

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Main Authors: Sebullen, Michael Tomas, Özker, Ahmet Niyazi, Donmez, Cem Cagri, Owusu, Rebecca, Balder, Nazdar, Al Souleiman, Habib, Musa, Haslinda
Format: Article
Language:en
Published: Association for Consumer Research 2025
Online Access:http://eprints.utem.edu.my/id/eprint/29585/2/00971301220251540232829.pdf
http://eprints.utem.edu.my/id/eprint/29585/
https://acr-journal.com/article/the-interplay-of-economics-education-and-management-in-shaping-consumer-choices-2187/
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author Sebullen, Michael Tomas
Özker, Ahmet Niyazi
Donmez, Cem Cagri
Owusu, Rebecca
Balder, Nazdar
Al Souleiman, Habib
Musa, Haslinda
author_facet Sebullen, Michael Tomas
Özker, Ahmet Niyazi
Donmez, Cem Cagri
Owusu, Rebecca
Balder, Nazdar
Al Souleiman, Habib
Musa, Haslinda
author_sort Sebullen, Michael Tomas
building UTEM Library
collection Institutional Repository
content_provider Universiti Teknikal Malaysia Melaka
content_source UTEM Institutional Repository
continent Asia
country Malaysia
description Consumer decision-making is shaped by multiple interacting factors that reflect financial capacity, educational exposure, and brand-related managerial influences. Using a real consumer dataset, the study investigates how these dimensions jointly contribute to variations in purchasing engagement, campaign responsiveness, and spending behavior. Descriptive and correlational analyses reveal substantial heterogeneity in consumer behavior, with income displaying a strong positive association with total expenditure, purchasing frequency, and the overall Consumer Choice Index (CCI). Regression findings further confirm income as the most influential predictor of consumer choice, while browsing intensity through web visits shows a significant negative effect, suggesting that information search does not necessarily result in purchasing action. Education demonstrates a small positive but statistically non-significant influence, consistent with its limited predictive role in the model. Managerial indicators such as recency and complaints also show non-significant associations, whereas campaign acceptance contributes positively at the descriptive level as a behavioral component of CCI. Overall, the findings highlight the multidimensional nature of consumer choice and underscore the need for integrated models that capture economic, cognitive, and managerial determinants simultaneously. The results offer meaningful implications for marketers, policymakers, and educators seeking to enhance consumer empowerment and optimize engagement strategies in increasingly competitive and digitally mediated marketplaces.
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spelling my.utem.eprints-295852026-03-17T04:25:21Z http://eprints.utem.edu.my/id/eprint/29585/ The interplay of economics, education, and management in shaping consumer choices Sebullen, Michael Tomas Özker, Ahmet Niyazi Donmez, Cem Cagri Owusu, Rebecca Balder, Nazdar Al Souleiman, Habib Musa, Haslinda Consumer decision-making is shaped by multiple interacting factors that reflect financial capacity, educational exposure, and brand-related managerial influences. Using a real consumer dataset, the study investigates how these dimensions jointly contribute to variations in purchasing engagement, campaign responsiveness, and spending behavior. Descriptive and correlational analyses reveal substantial heterogeneity in consumer behavior, with income displaying a strong positive association with total expenditure, purchasing frequency, and the overall Consumer Choice Index (CCI). Regression findings further confirm income as the most influential predictor of consumer choice, while browsing intensity through web visits shows a significant negative effect, suggesting that information search does not necessarily result in purchasing action. Education demonstrates a small positive but statistically non-significant influence, consistent with its limited predictive role in the model. Managerial indicators such as recency and complaints also show non-significant associations, whereas campaign acceptance contributes positively at the descriptive level as a behavioral component of CCI. Overall, the findings highlight the multidimensional nature of consumer choice and underscore the need for integrated models that capture economic, cognitive, and managerial determinants simultaneously. The results offer meaningful implications for marketers, policymakers, and educators seeking to enhance consumer empowerment and optimize engagement strategies in increasingly competitive and digitally mediated marketplaces. Association for Consumer Research 2025 Article PeerReviewed text en http://eprints.utem.edu.my/id/eprint/29585/2/00971301220251540232829.pdf Sebullen, Michael Tomas and Özker, Ahmet Niyazi and Donmez, Cem Cagri and Owusu, Rebecca and Balder, Nazdar and Al Souleiman, Habib and Musa, Haslinda (2025) The interplay of economics, education, and management in shaping consumer choices. Advances in Consumer Research, 2 (5). pp. 2940-2946. ISSN 0098-9258 https://acr-journal.com/article/the-interplay-of-economics-education-and-management-in-shaping-consumer-choices-2187/
spellingShingle Sebullen, Michael Tomas
Özker, Ahmet Niyazi
Donmez, Cem Cagri
Owusu, Rebecca
Balder, Nazdar
Al Souleiman, Habib
Musa, Haslinda
The interplay of economics, education, and management in shaping consumer choices
title The interplay of economics, education, and management in shaping consumer choices
title_full The interplay of economics, education, and management in shaping consumer choices
title_fullStr The interplay of economics, education, and management in shaping consumer choices
title_full_unstemmed The interplay of economics, education, and management in shaping consumer choices
title_short The interplay of economics, education, and management in shaping consumer choices
title_sort interplay of economics, education, and management in shaping consumer choices
url http://eprints.utem.edu.my/id/eprint/29585/2/00971301220251540232829.pdf
http://eprints.utem.edu.my/id/eprint/29585/
https://acr-journal.com/article/the-interplay-of-economics-education-and-management-in-shaping-consumer-choices-2187/
url_provider http://eprints.utem.edu.my/