APA (7th ed.) Citation

Azman, H., Tan, Z. Y., & Bakri, M. H. (2020). The factors that affecting consumer intention to utilize the electronic payment system in Malaysia. Penerbit Universiti Teknikal Malaysia Melaka.

Chicago Style (17th ed.) Citation

Azman, Hartini, Zi Yi Tan, and Mohammed Hariri Bakri. The Factors That Affecting Consumer Intention to Utilize the Electronic Payment System in Malaysia. Penerbit Universiti Teknikal Malaysia Melaka, 2020.

MLA (9th ed.) Citation

Azman, Hartini, et al. The Factors That Affecting Consumer Intention to Utilize the Electronic Payment System in Malaysia. Penerbit Universiti Teknikal Malaysia Melaka, 2020.

Warning: These citations may not always be 100% accurate.