The Impact of Interest Rate, Gross Domestic Product, and Debt-To- Income Ratio on Debt Management among University Students

The purpose of this study is to examine the impact of interest rate, gross domestic product (GDP), and debt-to- income ratio on debt management practices among students at Universiti Malaysia Sarawak (UNIMAS). The study employs a mixed approach, with primary data collected via structured surveys tar...

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Bibliographic Details

Main Authors:	Nuradibah, Mokhtar, Nuraini, Abdullah, Norhafifah, Samsudin, Gary Pen, Siaw Seng
Format:	Article
Language:	en
Published:	RSIS International 2026
Subjects:	H Social Sciences (General) HG Finance
Online Access:	http://ir.unimas.my/id/eprint/51756/1/vol10-iss3-pg3665-3675-202604_pdf.pdf http://ir.unimas.my/id/eprint/51756/ https://rsisinternational.org/journals/ijriss/article.php?id=7608 https://doi.org/10.47772/IJRISS.2026.100300273
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