A model of qardhul hassan for university staff in Malaysia
This study investigated drivers that explain qardhul hassan financing acceptance in Malaysia involving staff of two universities namely A in East Malaysia and B in West Malaysia. Design/methodology/approach – The attitude-social influence-self-efficacy (ASE) model was tested to examine 422 responden...
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| Format: | Article |
| Language: | en |
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Emerald
2025
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| Online Access: | https://eprints.ums.edu.my/id/eprint/45111/1/FULLTEXT.pdf https://eprints.ums.edu.my/id/eprint/45111/ https://doi.org/10.1108/MSAR-05-2024-0033 |
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| _version_ | 1842850666636115968 |
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| author | Hanudin Amin Faizah Panggi |
| author_facet | Hanudin Amin Faizah Panggi |
| author_sort | Hanudin Amin |
| building | UMS Library |
| collection | Institutional Repository |
| content_provider | Universiti Malaysia Sabah |
| content_source | UMS Institutional Repository |
| continent | Asia |
| country | Malaysia |
| description | This study investigated drivers that explain qardhul hassan financing acceptance in Malaysia involving staff of two universities namely A in East Malaysia and B in West Malaysia. Design/methodology/approach – The attitude-social influence-self-efficacy (ASE) model was tested to examine 422 respondents’ acceptance using SPSS 27. Findings – The study confirmed the significance of all tested hypotheses, with attitude playing a key mediating role. Further, this study uncovered significant results of relative advantage and Islamic debt collection policy, offering novel contributions to this discipline. Research limitations/implications – The generalization of the findings generated was limited to the context concerned and the limited variables tested. Practical implications – The results offer a directive for universities to offer qardhul hassan in the future to attract demand and acceptance. Originality/value – This study introduced a modified ASE called the QH-ASE framework to analyze its adoption, adaptability and impact on qardhul hassan financing usefulness. |
| format | Article |
| id | my.ums.eprints-45111 |
| institution | Universiti Malaysia Sabah |
| language | en |
| publishDate | 2025 |
| publisher | Emerald |
| record_format | eprints |
| spelling | my.ums.eprints-451112025-09-03T02:29:53Z https://eprints.ums.edu.my/id/eprint/45111/ A model of qardhul hassan for university staff in Malaysia Hanudin Amin Faizah Panggi BP173.25-173.45 Islamic sociology HN50-995 By region or country This study investigated drivers that explain qardhul hassan financing acceptance in Malaysia involving staff of two universities namely A in East Malaysia and B in West Malaysia. Design/methodology/approach – The attitude-social influence-self-efficacy (ASE) model was tested to examine 422 respondents’ acceptance using SPSS 27. Findings – The study confirmed the significance of all tested hypotheses, with attitude playing a key mediating role. Further, this study uncovered significant results of relative advantage and Islamic debt collection policy, offering novel contributions to this discipline. Research limitations/implications – The generalization of the findings generated was limited to the context concerned and the limited variables tested. Practical implications – The results offer a directive for universities to offer qardhul hassan in the future to attract demand and acceptance. Originality/value – This study introduced a modified ASE called the QH-ASE framework to analyze its adoption, adaptability and impact on qardhul hassan financing usefulness. Emerald 2025-01-06 Article NonPeerReviewed text en https://eprints.ums.edu.my/id/eprint/45111/1/FULLTEXT.pdf Hanudin Amin and Faizah Panggi (2025) A model of qardhul hassan for university staff in Malaysia. Management & Sustainability: An Arab Review (0033). pp. 1-19. https://doi.org/10.1108/MSAR-05-2024-0033 |
| spellingShingle | BP173.25-173.45 Islamic sociology HN50-995 By region or country Hanudin Amin Faizah Panggi A model of qardhul hassan for university staff in Malaysia |
| title | A model of qardhul hassan for university staff in Malaysia |
| title_full | A model of qardhul hassan for university staff in Malaysia |
| title_fullStr | A model of qardhul hassan for university staff in Malaysia |
| title_full_unstemmed | A model of qardhul hassan for university staff in Malaysia |
| title_short | A model of qardhul hassan for university staff in Malaysia |
| title_sort | model of qardhul hassan for university staff in malaysia |
| topic | BP173.25-173.45 Islamic sociology HN50-995 By region or country |
| url | https://eprints.ums.edu.my/id/eprint/45111/1/FULLTEXT.pdf https://eprints.ums.edu.my/id/eprint/45111/ https://doi.org/10.1108/MSAR-05-2024-0033 |
| url_provider | http://eprints.ums.edu.my/ |
