A model of qardhul hassan for university staff in Malaysia

This study investigated drivers that explain qardhul hassan financing acceptance in Malaysia involving staff of two universities namely A in East Malaysia and B in West Malaysia. Design/methodology/approach – The attitude-social influence-self-efficacy (ASE) model was tested to examine 422 responden...

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Main Authors: Hanudin Amin, Faizah Panggi
Format: Article
Language:en
Published: Emerald 2025
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Online Access:https://eprints.ums.edu.my/id/eprint/45111/1/FULLTEXT.pdf
https://eprints.ums.edu.my/id/eprint/45111/
https://doi.org/10.1108/MSAR-05-2024-0033
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author Hanudin Amin
Faizah Panggi
author_facet Hanudin Amin
Faizah Panggi
author_sort Hanudin Amin
building UMS Library
collection Institutional Repository
content_provider Universiti Malaysia Sabah
content_source UMS Institutional Repository
continent Asia
country Malaysia
description This study investigated drivers that explain qardhul hassan financing acceptance in Malaysia involving staff of two universities namely A in East Malaysia and B in West Malaysia. Design/methodology/approach – The attitude-social influence-self-efficacy (ASE) model was tested to examine 422 respondents’ acceptance using SPSS 27. Findings – The study confirmed the significance of all tested hypotheses, with attitude playing a key mediating role. Further, this study uncovered significant results of relative advantage and Islamic debt collection policy, offering novel contributions to this discipline. Research limitations/implications – The generalization of the findings generated was limited to the context concerned and the limited variables tested. Practical implications – The results offer a directive for universities to offer qardhul hassan in the future to attract demand and acceptance. Originality/value – This study introduced a modified ASE called the QH-ASE framework to analyze its adoption, adaptability and impact on qardhul hassan financing usefulness.
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institution Universiti Malaysia Sabah
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spelling my.ums.eprints-451112025-09-03T02:29:53Z https://eprints.ums.edu.my/id/eprint/45111/ A model of qardhul hassan for university staff in Malaysia Hanudin Amin Faizah Panggi BP173.25-173.45 Islamic sociology HN50-995 By region or country This study investigated drivers that explain qardhul hassan financing acceptance in Malaysia involving staff of two universities namely A in East Malaysia and B in West Malaysia. Design/methodology/approach – The attitude-social influence-self-efficacy (ASE) model was tested to examine 422 respondents’ acceptance using SPSS 27. Findings – The study confirmed the significance of all tested hypotheses, with attitude playing a key mediating role. Further, this study uncovered significant results of relative advantage and Islamic debt collection policy, offering novel contributions to this discipline. Research limitations/implications – The generalization of the findings generated was limited to the context concerned and the limited variables tested. Practical implications – The results offer a directive for universities to offer qardhul hassan in the future to attract demand and acceptance. Originality/value – This study introduced a modified ASE called the QH-ASE framework to analyze its adoption, adaptability and impact on qardhul hassan financing usefulness. Emerald 2025-01-06 Article NonPeerReviewed text en https://eprints.ums.edu.my/id/eprint/45111/1/FULLTEXT.pdf Hanudin Amin and Faizah Panggi (2025) A model of qardhul hassan for university staff in Malaysia. Management & Sustainability: An Arab Review (0033). pp. 1-19. https://doi.org/10.1108/MSAR-05-2024-0033
spellingShingle BP173.25-173.45 Islamic sociology
HN50-995 By region or country
Hanudin Amin
Faizah Panggi
A model of qardhul hassan for university staff in Malaysia
title A model of qardhul hassan for university staff in Malaysia
title_full A model of qardhul hassan for university staff in Malaysia
title_fullStr A model of qardhul hassan for university staff in Malaysia
title_full_unstemmed A model of qardhul hassan for university staff in Malaysia
title_short A model of qardhul hassan for university staff in Malaysia
title_sort model of qardhul hassan for university staff in malaysia
topic BP173.25-173.45 Islamic sociology
HN50-995 By region or country
url https://eprints.ums.edu.my/id/eprint/45111/1/FULLTEXT.pdf
https://eprints.ums.edu.my/id/eprint/45111/
https://doi.org/10.1108/MSAR-05-2024-0033
url_provider http://eprints.ums.edu.my/