A model of qardhul hassan for university staff in Malaysia
This study investigated drivers that explain qardhul hassan financing acceptance in Malaysia involving staff of two universities namely A in East Malaysia and B in West Malaysia. Design/methodology/approach – The attitude-social influence-self-efficacy (ASE) model was tested to examine 422 responden...
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| Main Authors: | , |
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| Format: | Article |
| Language: | en |
| Published: |
Emerald
2025
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| Subjects: | |
| Online Access: | https://eprints.ums.edu.my/id/eprint/45111/1/FULLTEXT.pdf https://eprints.ums.edu.my/id/eprint/45111/ https://doi.org/10.1108/MSAR-05-2024-0033 |
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| Summary: | This study investigated drivers that explain qardhul hassan financing acceptance in Malaysia involving staff of two universities namely A in East Malaysia and B in West Malaysia. Design/methodology/approach – The attitude-social influence-self-efficacy (ASE) model was tested to examine 422 respondents’ acceptance using SPSS 27. Findings – The study confirmed the significance of all tested hypotheses, with attitude playing a key mediating role. Further, this study uncovered significant results of relative advantage and Islamic debt collection policy, offering novel contributions to this discipline. Research limitations/implications – The generalization of the findings generated was limited to the context concerned and the limited variables tested. Practical implications – The results offer a directive for universities to offer qardhul hassan in the future to attract demand and acceptance. Originality/value – This study introduced a modified ASE called the QH-ASE framework to analyze its adoption, adaptability and impact on qardhul hassan financing usefulness. |
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