APA (7th ed.) Citation

Osman, Z., Phang, I. G., & Razli, I. A. (2024). From textbooks to cheque books: Charting financial literacy paths for university students. Universiti Malaysia Sabah.

Chicago Style (17th ed.) Citation

Osman, Zaiton, Ing Grace Phang, and Izyanti Awg Razli. From Textbooks to Cheque Books: Charting Financial Literacy Paths for University Students. Universiti Malaysia Sabah, 2024.

MLA (9th ed.) Citation

Osman, Zaiton, et al. From Textbooks to Cheque Books: Charting Financial Literacy Paths for University Students. Universiti Malaysia Sabah, 2024.