Osman, Z., & Jakaria, A. (2024). Unlocking retirement choices: Factors shaping savings scheme selections in sabah's statutory bodies and local authorities. Penerbit Universiti Malaysia Sabah.
Chicago Style (17th ed.) CitationOsman, Zaiton, and Aidarina Jakaria. Unlocking Retirement Choices: Factors Shaping Savings Scheme Selections in Sabah's Statutory Bodies and Local Authorities. Penerbit Universiti Malaysia Sabah, 2024.
MLA (9th ed.) CitationOsman, Zaiton, and Aidarina Jakaria. Unlocking Retirement Choices: Factors Shaping Savings Scheme Selections in Sabah's Statutory Bodies and Local Authorities. Penerbit Universiti Malaysia Sabah, 2024.
Warning: These citations may not always be 100% accurate.