APA (7th ed.) Citation

Osman, Z., Razli, I. A., & Grace, P. I. @. (2021). Does Security Concern, Perceived Enjoyment and Government Support Affect Fintech Adoption? Focused on Bank Users. Sarawak Research Society.

Chicago Style (17th ed.) Citation

Osman, Zaiton, Izyanti Awang Razli, and Phang Ing @ Grace. Does Security Concern, Perceived Enjoyment and Government Support Affect Fintech Adoption? Focused on Bank Users. Sarawak Research Society, 2021.

MLA (9th ed.) Citation

Osman, Zaiton, et al. Does Security Concern, Perceived Enjoyment and Government Support Affect Fintech Adoption? Focused on Bank Users. Sarawak Research Society, 2021.

Warning: These citations may not always be 100% accurate.