APA (7th ed.) Citation

Zamzamir@Zamzamin, Z., Jaini, A., Zaib, S. Z. M., & S, C. R. M. (2016). Consumers' credit card bankruptcy: Cause and effect. Medwell Journals.

Chicago Style (17th ed.) Citation

Zamzamir@Zamzamin, Zaminor, Azila Jaini, Siti Zamanira Mat Zaib, and Che Rusuli M. S. Consumers' Credit Card Bankruptcy: Cause and Effect. Medwell Journals, 2016.

MLA (9th ed.) Citation

Zamzamir@Zamzamin, Zaminor, et al. Consumers' Credit Card Bankruptcy: Cause and Effect. Medwell Journals, 2016.