APA (7th ed.) Citation

Daud, M. F. M., Muniandy, H., Basri, N., & Sulaiman, N. (2023). The determinants of saving behaviors among UMK students.

Chicago Style (17th ed.) Citation

Daud, Mohamad Fakhrulhakim Mohd, Hemalatha Muniandy, Nursriana Basri, and Nursyamimi Sulaiman. The Determinants of Saving Behaviors Among UMK Students. 2023.

MLA (9th ed.) Citation

Daud, Mohamad Fakhrulhakim Mohd, et al. The Determinants of Saving Behaviors Among UMK Students. 2023.