APA (7th ed.) Citation

Yap, B., Ong, S., & Husain, N. (2011). Using data mining to improve assessment of credit worthiness via credit scoring models. Elsevier.

Chicago Style (17th ed.) Citation

Yap, B.W, S.H Ong, and N.H.M Husain. Using Data Mining to Improve Assessment of Credit Worthiness via Credit Scoring Models. Elsevier, 2011.

MLA (9th ed.) Citation

Yap, B.W, et al. Using Data Mining to Improve Assessment of Credit Worthiness via Credit Scoring Models. Elsevier, 2011.