AITAB contract: implementation of moratorium at Islamic banking institutions during COVID-19 / Nur Ain Nazihah Muhammad Rizal ... [et al.]

The implementation of the moratorium during the COVID-19 pandemic has caused negative reactions to Islamic banking institutions. Therefore, this study has analysed the implementation of the moratorium in Islamic banking institutions in relation to AITAB contracts during COVID-19. This study uses a q...

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Main Authors: Muhammad Rizal, Nur Ain Nazihah, Abd Mutalib, Hasyeilla, Mohammed Noor, Afiffudin, Gzahli, Nurnazifa, Abd Rahman, Nur Athirah
Format: Article
Language:en
Published: Universiti Teknologi MARA, Perlis 2024
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Online Access:https://ir.uitm.edu.my/id/eprint/74977/2/74977.pdf
https://ir.uitm.edu.my/id/eprint/74977/
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author Muhammad Rizal, Nur Ain Nazihah
Abd Mutalib, Hasyeilla
Mohammed Noor, Afiffudin
Gzahli, Nurnazifa
Abd Rahman, Nur Athirah
author_facet Muhammad Rizal, Nur Ain Nazihah
Abd Mutalib, Hasyeilla
Mohammed Noor, Afiffudin
Gzahli, Nurnazifa
Abd Rahman, Nur Athirah
author_sort Muhammad Rizal, Nur Ain Nazihah
building Tun Abdul Razak Library
collection Institutional Repository
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
continent Asia
country Malaysia
description The implementation of the moratorium during the COVID-19 pandemic has caused negative reactions to Islamic banking institutions. Therefore, this study has analysed the implementation of the moratorium in Islamic banking institutions in relation to AITAB contracts during COVID-19. This study uses a qualitative method by interviewing two respondents from the same local Islamic banking institution. The data were then subjected to thematic analysis. According to the research findings obtained from IM1 and IM2, the implementation of the first phase moratorium is carried out automatically, and the implementation of the second phase moratorium is carried out in a targeted manner, along with the rescheduling of the AITAB contract. Findings from this study will provide exposure to customers regarding the implementation of the moratorium during the COVID-19 pandemic on AITAB contracts. However, this study only focuses on the AITAB contracts which implemented by the Islamic banking institutions.
format Article
id my.uitm.ir-74977
institution Universiti Teknologi Mara
language en
publishDate 2024
publisher Universiti Teknologi MARA, Perlis
record_format eprints
spelling my.uitm.ir-749772024-02-28T21:47:43Z https://ir.uitm.edu.my/id/eprint/74977/ AITAB contract: implementation of moratorium at Islamic banking institutions during COVID-19 / Nur Ain Nazihah Muhammad Rizal ... [et al.] Muhammad Rizal, Nur Ain Nazihah Abd Mutalib, Hasyeilla Mohammed Noor, Afiffudin Gzahli, Nurnazifa Abd Rahman, Nur Athirah Personal finance. Financial literacy The implementation of the moratorium during the COVID-19 pandemic has caused negative reactions to Islamic banking institutions. Therefore, this study has analysed the implementation of the moratorium in Islamic banking institutions in relation to AITAB contracts during COVID-19. This study uses a qualitative method by interviewing two respondents from the same local Islamic banking institution. The data were then subjected to thematic analysis. According to the research findings obtained from IM1 and IM2, the implementation of the first phase moratorium is carried out automatically, and the implementation of the second phase moratorium is carried out in a targeted manner, along with the rescheduling of the AITAB contract. Findings from this study will provide exposure to customers regarding the implementation of the moratorium during the COVID-19 pandemic on AITAB contracts. However, this study only focuses on the AITAB contracts which implemented by the Islamic banking institutions. Universiti Teknologi MARA, Perlis 2024-02 Article PeerReviewed text en https://ir.uitm.edu.my/id/eprint/74977/2/74977.pdf AITAB contract: implementation of moratorium at Islamic banking institutions during COVID-19 / Nur Ain Nazihah Muhammad Rizal ... [et al.]. (2024) Jurnal Intelek <https://ir.uitm.edu.my/view/publication/Jurnal_Intelek/>, 19 (1): 8. pp. 91-102. ISSN 2682-9223
spellingShingle Personal finance. Financial literacy
Muhammad Rizal, Nur Ain Nazihah
Abd Mutalib, Hasyeilla
Mohammed Noor, Afiffudin
Gzahli, Nurnazifa
Abd Rahman, Nur Athirah
AITAB contract: implementation of moratorium at Islamic banking institutions during COVID-19 / Nur Ain Nazihah Muhammad Rizal ... [et al.]
title AITAB contract: implementation of moratorium at Islamic banking institutions during COVID-19 / Nur Ain Nazihah Muhammad Rizal ... [et al.]
title_full AITAB contract: implementation of moratorium at Islamic banking institutions during COVID-19 / Nur Ain Nazihah Muhammad Rizal ... [et al.]
title_fullStr AITAB contract: implementation of moratorium at Islamic banking institutions during COVID-19 / Nur Ain Nazihah Muhammad Rizal ... [et al.]
title_full_unstemmed AITAB contract: implementation of moratorium at Islamic banking institutions during COVID-19 / Nur Ain Nazihah Muhammad Rizal ... [et al.]
title_short AITAB contract: implementation of moratorium at Islamic banking institutions during COVID-19 / Nur Ain Nazihah Muhammad Rizal ... [et al.]
title_sort aitab contract: implementation of moratorium at islamic banking institutions during covid-19 / nur ain nazihah muhammad rizal ... [et al.]
topic Personal finance. Financial literacy
url https://ir.uitm.edu.my/id/eprint/74977/2/74977.pdf
https://ir.uitm.edu.my/id/eprint/74977/
url_provider http://ir.uitm.edu.my/