The factors that influence the level of bankruptcy among credit card holders / Norhamizah Ahmad Rosli

The aim of this study is to examine the factors that influence the level of bankruptcy among credit card holders. There are three factors that have been studied, which are gross domestic product, interest rate and inflation rate. The researcher took data for a period of 11 years starting from the y...

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Main Author: Ahmad Rosli, Norhamizah
Format: Student Project
Language:en
Published: 2012
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/41621/1/41621.pdf
https://ir.uitm.edu.my/id/eprint/41621/
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author Ahmad Rosli, Norhamizah
author_facet Ahmad Rosli, Norhamizah
author_sort Ahmad Rosli, Norhamizah
building Tun Abdul Razak Library
collection Institutional Repository
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
continent Asia
country Malaysia
description The aim of this study is to examine the factors that influence the level of bankruptcy among credit card holders. There are three factors that have been studied, which are gross domestic product, interest rate and inflation rate. The researcher took data for a period of 11 years starting from the year 2001 until 2011 from Data Stream. By using Simple Linear Regression Model, this study attempts to identify the most variable that most influences the level of bankruptcy among credit card holders. The findings come out from the study show that, there are significant relationship between gross domestic product, interest rate and inflation rate with the level of bankruptcy among credit card holders. In order to curb with this problem, the government should tighten the rules for the issuance of credit cards and stop advertisements for credit cards that are not transparent about the costs involved, thus seducing consumers to sign up for them
format Student Project
id my.uitm.ir-41621
institution Universiti Teknologi Mara
language en
publishDate 2012
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spelling my.uitm.ir-416212021-02-11T06:06:54Z https://ir.uitm.edu.my/id/eprint/41621/ The factors that influence the level of bankruptcy among credit card holders / Norhamizah Ahmad Rosli Ahmad Rosli, Norhamizah Personal finance. Financial literacy Credit. Debt. Loans Income and expenditure. Budget The aim of this study is to examine the factors that influence the level of bankruptcy among credit card holders. There are three factors that have been studied, which are gross domestic product, interest rate and inflation rate. The researcher took data for a period of 11 years starting from the year 2001 until 2011 from Data Stream. By using Simple Linear Regression Model, this study attempts to identify the most variable that most influences the level of bankruptcy among credit card holders. The findings come out from the study show that, there are significant relationship between gross domestic product, interest rate and inflation rate with the level of bankruptcy among credit card holders. In order to curb with this problem, the government should tighten the rules for the issuance of credit cards and stop advertisements for credit cards that are not transparent about the costs involved, thus seducing consumers to sign up for them 2012-01 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/41621/1/41621.pdf The factors that influence the level of bankruptcy among credit card holders / Norhamizah Ahmad Rosli. (2012) [Student Project] <http://terminalib.uitm.edu.my/41621.pdf> (Unpublished)
spellingShingle Personal finance. Financial literacy
Credit. Debt. Loans
Income and expenditure. Budget
Ahmad Rosli, Norhamizah
The factors that influence the level of bankruptcy among credit card holders / Norhamizah Ahmad Rosli
title The factors that influence the level of bankruptcy among credit card holders / Norhamizah Ahmad Rosli
title_full The factors that influence the level of bankruptcy among credit card holders / Norhamizah Ahmad Rosli
title_fullStr The factors that influence the level of bankruptcy among credit card holders / Norhamizah Ahmad Rosli
title_full_unstemmed The factors that influence the level of bankruptcy among credit card holders / Norhamizah Ahmad Rosli
title_short The factors that influence the level of bankruptcy among credit card holders / Norhamizah Ahmad Rosli
title_sort factors that influence the level of bankruptcy among credit card holders / norhamizah ahmad rosli
topic Personal finance. Financial literacy
Credit. Debt. Loans
Income and expenditure. Budget
url https://ir.uitm.edu.my/id/eprint/41621/1/41621.pdf
https://ir.uitm.edu.my/id/eprint/41621/
url_provider http://ir.uitm.edu.my/