A conceptual framework of assessing the impact of microcredit programmes on participants’ quality of life / Zuraidah Mohamed Isa

Since the inception of the microcredit programmes, various studies have been carried out to assess their impacts. Earlier studies seemed to focus on the impact of microcredit on the participants’ income and consequently on poverty. However, recent studies of microcredit programmes have looked into t...

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Main Authors: Mohamed Isa, Zuraidah, Ibrahim, Dahlia, Ali, Norhidayah
Format: Book Section
Language:en
Published: Faculty of Business & Management, Universiti Teknologi MARA (UiTM) Cawangan Kedah 2018
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/36670/1/36670.pdf
https://ir.uitm.edu.my/id/eprint/36670/
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author Mohamed Isa, Zuraidah
Ibrahim, Dahlia
Ali, Norhidayah
author_facet Mohamed Isa, Zuraidah
Ibrahim, Dahlia
Ali, Norhidayah
author_sort Mohamed Isa, Zuraidah
building Tun Abdul Razak Library
collection Institutional Repository
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
continent Asia
country Malaysia
description Since the inception of the microcredit programmes, various studies have been carried out to assess their impacts. Earlier studies seemed to focus on the impact of microcredit on the participants’ income and consequently on poverty. However, recent studies of microcredit programmes have looked into the participants’ well-being instead of their income to measure their quality of life. Parallel to this, it was found that most of the studies assumed a direct relationship between microcredit programmes and participants’ quality of life. This assumption may not portray an accurate relationship between microcredit and quality of life. Hence, this study takes on a different perspective by examining aspects of personal attitude, subjective norms, perceived behavioural control, entrepreneurial intention and entrepreneurial behaviour in assessing the impact of microcredit programmes on participants’ quality of life. Conceptually, this paper shows that a comprehensive measure of quality of life is needed in assessing the impact of microcredit programmes.
format Book Section
id my.uitm.ir-36670
institution Universiti Teknologi Mara
language en
publishDate 2018
publisher Faculty of Business & Management, Universiti Teknologi MARA (UiTM) Cawangan Kedah
record_format eprints
spelling my.uitm.ir-366702021-06-21T07:21:30Z https://ir.uitm.edu.my/id/eprint/36670/ A conceptual framework of assessing the impact of microcredit programmes on participants’ quality of life / Zuraidah Mohamed Isa Mohamed Isa, Zuraidah Ibrahim, Dahlia Ali, Norhidayah Microfinance Credit. Debt. Loans Financial leverage Since the inception of the microcredit programmes, various studies have been carried out to assess their impacts. Earlier studies seemed to focus on the impact of microcredit on the participants’ income and consequently on poverty. However, recent studies of microcredit programmes have looked into the participants’ well-being instead of their income to measure their quality of life. Parallel to this, it was found that most of the studies assumed a direct relationship between microcredit programmes and participants’ quality of life. This assumption may not portray an accurate relationship between microcredit and quality of life. Hence, this study takes on a different perspective by examining aspects of personal attitude, subjective norms, perceived behavioural control, entrepreneurial intention and entrepreneurial behaviour in assessing the impact of microcredit programmes on participants’ quality of life. Conceptually, this paper shows that a comprehensive measure of quality of life is needed in assessing the impact of microcredit programmes. Faculty of Business & Management, Universiti Teknologi MARA (UiTM) Cawangan Kedah 2018 Book Section PeerReviewed text en https://ir.uitm.edu.my/id/eprint/36670/1/36670.pdf A conceptual framework of assessing the impact of microcredit programmes on participants’ quality of life / Zuraidah Mohamed Isa. (2018) In: International Business & Management Academic Colloquium 2018. Faculty of Business & Management, Universiti Teknologi MARA (UiTM) Cawangan Kedah, Sungai Petani, Kedah, p. 14. ISBN 9789670314563
spellingShingle Microfinance
Credit. Debt. Loans
Financial leverage
Mohamed Isa, Zuraidah
Ibrahim, Dahlia
Ali, Norhidayah
A conceptual framework of assessing the impact of microcredit programmes on participants’ quality of life / Zuraidah Mohamed Isa
title A conceptual framework of assessing the impact of microcredit programmes on participants’ quality of life / Zuraidah Mohamed Isa
title_full A conceptual framework of assessing the impact of microcredit programmes on participants’ quality of life / Zuraidah Mohamed Isa
title_fullStr A conceptual framework of assessing the impact of microcredit programmes on participants’ quality of life / Zuraidah Mohamed Isa
title_full_unstemmed A conceptual framework of assessing the impact of microcredit programmes on participants’ quality of life / Zuraidah Mohamed Isa
title_short A conceptual framework of assessing the impact of microcredit programmes on participants’ quality of life / Zuraidah Mohamed Isa
title_sort conceptual framework of assessing the impact of microcredit programmes on participants’ quality of life / zuraidah mohamed isa
topic Microfinance
Credit. Debt. Loans
Financial leverage
url https://ir.uitm.edu.my/id/eprint/36670/1/36670.pdf
https://ir.uitm.edu.my/id/eprint/36670/
url_provider http://ir.uitm.edu.my/