Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said

This research project identifies the saving behavior among IPTA students in Kota Bharu involving the demographic characteristics of respondent and individual perception towards saving behavior. Saving plays an important role in the process of economic growth and development. Saving can be defined as...

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Main Authors: Mansor, Aini Raihan, Hamdan, Nurhafizah, Said, Khadijah
Format: Student Project
Language:en
Published: 2017
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/34487/1/34487.pdf
https://ir.uitm.edu.my/id/eprint/34487/
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author Mansor, Aini Raihan
Hamdan, Nurhafizah
Said, Khadijah
author_facet Mansor, Aini Raihan
Hamdan, Nurhafizah
Said, Khadijah
author_sort Mansor, Aini Raihan
building Tun Abdul Razak Library
collection Institutional Repository
content_provider Universiti Teknologi Mara
content_source UiTM Institutional Repository
continent Asia
country Malaysia
description This research project identifies the saving behavior among IPTA students in Kota Bharu involving the demographic characteristics of respondent and individual perception towards saving behavior. Saving plays an important role in the process of economic growth and development. Saving can be defined as the part of an individual’s income that is not spent. This study aims to determine the significant difference of demographic profile (gender, course and family income) towards saving behavior and to determine the relationship between financial literacy, parental socialization, peer influence, self-control and saving behavior. Besides that, this study also aim to determine the significant effect of financial literacy, parental socialization, peer influence, self-control on saving behavior. A total of 302 respondents were randomly selected using Multi Stage Cluster Sampling. This study collected the data through distributed questionnaires to all selected respondent. The data were analyzed using SPSS 19.0 and Structural Equation Modeling (SEM) technique with the use of Partial Least Square approach (PLS). The overall findings of this study showed that gender and family income are influence the saving behavior. While the determinants that contributed the saving behavior was financial literacy, parental socialization and self-control. The several suggestions are everyone must put the goal of saving money and need to achieve to make it easier in the future and saving behavior is very important and should be practiced in everyday life
format Student Project
id my.uitm.ir-34487
institution Universiti Teknologi Mara
language en
publishDate 2017
record_format eprints
spelling my.uitm.ir-344872020-09-23T08:00:13Z https://ir.uitm.edu.my/id/eprint/34487/ Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said Mansor, Aini Raihan Hamdan, Nurhafizah Said, Khadijah Deviant behavior. Social deviance Social institutions This research project identifies the saving behavior among IPTA students in Kota Bharu involving the demographic characteristics of respondent and individual perception towards saving behavior. Saving plays an important role in the process of economic growth and development. Saving can be defined as the part of an individual’s income that is not spent. This study aims to determine the significant difference of demographic profile (gender, course and family income) towards saving behavior and to determine the relationship between financial literacy, parental socialization, peer influence, self-control and saving behavior. Besides that, this study also aim to determine the significant effect of financial literacy, parental socialization, peer influence, self-control on saving behavior. A total of 302 respondents were randomly selected using Multi Stage Cluster Sampling. This study collected the data through distributed questionnaires to all selected respondent. The data were analyzed using SPSS 19.0 and Structural Equation Modeling (SEM) technique with the use of Partial Least Square approach (PLS). The overall findings of this study showed that gender and family income are influence the saving behavior. While the determinants that contributed the saving behavior was financial literacy, parental socialization and self-control. The several suggestions are everyone must put the goal of saving money and need to achieve to make it easier in the future and saving behavior is very important and should be practiced in everyday life 2017-01 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/34487/1/34487.pdf Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said. (2017) [Student Project] (Unpublished)
spellingShingle Deviant behavior. Social deviance
Social institutions
Mansor, Aini Raihan
Hamdan, Nurhafizah
Said, Khadijah
Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said
title Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said
title_full Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said
title_fullStr Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said
title_full_unstemmed Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said
title_short Saving behavior among IPTA students in Kota Bharu / Aini Raihan Mansor, Nurhafizah Hamdan and Khadijah Said
title_sort saving behavior among ipta students in kota bharu / aini raihan mansor, nurhafizah hamdan and khadijah said
topic Deviant behavior. Social deviance
Social institutions
url https://ir.uitm.edu.my/id/eprint/34487/1/34487.pdf
https://ir.uitm.edu.my/id/eprint/34487/
url_provider http://ir.uitm.edu.my/