Scrutinising internet banking security solutions
Internet-banking is a crucial service offered by financial Institutions and has gained popularity at a high pace. Owing to the increasing usage of this service, it is being frequently targeted by adversaries. The login process by the user is one of the main points that are at risk of this assault...
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| Main Authors: | , , , , |
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| Format: | Article |
| Language: | en en |
| Published: |
Inderscience Enterprises Ltd.
2020
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| Subjects: | |
| Online Access: | http://irep.iium.edu.my/80082/7/80082%20Scrutinising%20internet%20banking%20security%20solutions.pdf http://irep.iium.edu.my/80082/8/80082%20Scrutinising%20internet%20banking%20security%20solutions%20SCOPUS.pdf http://irep.iium.edu.my/80082/ https://www.inderscienceonline.com/doi/abs/10.1504/IJICS.2020.105180?journalCode=ijics |
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| Summary: | Internet-banking is a crucial service offered by financial Institutions
and has gained popularity at a high pace. Owing to the increasing usage of this
service, it is being frequently targeted by adversaries. The login process by the
user is one of the main points that are at risk of this assault. Hence, a robust
security mechanism is essential for warding off those risks. Among other
security solutions, a typical arrangement presently employed is the one-time
password (OTP), i.e., passwords that remain valid for a single exchange or
session. However, the majority of these password generation and processing
mechanisms do not fulfil the requirement of usability and/or scalability and
hence can be considered as less reliable/fragile. This paper reviews the security
mechanisms in E-banking. The pros and con of OTP as well as other non-OTP
security solutions have been |
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